The Agibank account is a great option for anyone looking to combine digital and traditional services. That's because, with this account you can solve everything 100% online. But if you need to, you can also attend an agency in person.

In this way, transfers, account and card monitoring and even investments are made by cell phone. Without having to leave the house. But when you need it, Agibank has more than 600 service points available.

Therefore, the account is free and has almost no fees in the simple package. This is because, if the use of services exceeds the monthly amount, some fees may be charged.

Continue reading and see in more detail how the Agibank account works!

Firstly, we can say that the Agibank account is ideal for anyone who wants to have a digital account, without giving up the traditional one. As already mentioned, the institution is the only online 100% account that offers 600 points of service throughout Brazil.

In this way, you can open the account directly from your cell phone. But if you prefer, you can also do this in person. After opening, you can start using its services, such as debit card, overdraft and unlimited transfers.

Incidentally, Agibank also has a credit card available to its customers. Basically, it's a card with a free first year. It has the Mastercard flag and international coverage, so you can use it anywhere.

We can say that the Agibank account is suitable for anyone looking for a digital 100% account with no fees. In addition, it is also very suitable for those who are looking to unite the online with the face-to-face.

But when it comes to restrictions, the Agibank account doesn't have many. Therefore, to open the account, you only need to be 18 years old, a document with a photo and a cell phone to be able to open your digital account.

Unlike many digital accounts, the Agibank account offers an overdraft. Therefore, the only line of credit available is not the card or the loan.

The amount of the account limit depends a lot on personal credit analysis. That is, when you open the account, the bank will check your financial profile to understand the amount of credit you can offer. The limit depends on it.

But after all, how to know if the Agibank account is really worth it? We will show you the advantages and disadvantages of the account. Check out!

Unfortunately, when we talk about the Agibank account, it also has some disadvantages. For example, only transfers made via PIX are fee-free. 

Also, as it is an online account, some people may not be familiar with the usability. For example, having to control the account through an application can be something different and difficult at first.

After knowing more about the Agibank account, seeing its pros and cons, you can already have an idea if this is the right account for you. Therefore, now it remains to show you how you can open this account in just a few minutes. 

In short, all you need is a cell phone to open an Agibank account. With this, you download the application and provide your data. In addition, the bank also needs a photo document. 

Another way to open the account is directly from the computer. To do so, just enter the Agibank website and click on 'Open your account'. In less than 5 minutes you will already have your digital account to use.

In this other article, we detail the step by step for you to open an Agibank account. Read more and find out!