Cards
Know all about the Santander card
Discover all the features and advantages of the Santander bank credit card.
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Santander card features
In this article, the general characteristics, information and also advantages of the Santander credit card will be exposed.
With the card, you have access to several programs and functionalities, which we will talk about in a moment.
Continue reading this article and discover the reasons why the Santander card is one of the best options available on the market.
Below are some of the key features of the card:
Target Audience | People earning a minimum wage of R$1,045.00 reais per month |
fare rates | Exemption from fees, monthly fees and tariffs |
credit card | Yes |
minimum income | R$1,045.00 reais for non-account holders and R$500.00 reais for account holders |
Programs and benefits | Several |
About Santander bank
As everyone knows, Banco Santander is one of the best known institutions in the world precisely because of its tradition and also because of the many years of good services provided to its customers.
Incredible as it may seem, the creation of the bank took place in 1857, and since then it has been present in more than 10 countries around the world.
The bank is already fully consolidated in the world market and, therefore, all its services and assistance are completely reliable.
So, know that it already has wide credibility in the financial market, which is another positive point for the Santander card.
Santander account
First of all, know that after creating an account, you have access to different programs and benefits.
With it, you will have more practicality, technology, being able to make several purchases and even pay bills and slips.
The bank has several types of accounts, which can be chosen by the customer.
Therefore, before you make your account, the bank will ask you some questions and, according to your answers, it will define what type of account you will have.
Your account will be defined based on your salary and other conditions, such as, for example, your intention to apply for the card, your monthly expenses, etc.
Card and account benefits
As mentioned, the bank offers several advantages and benefits, especially for those who are account holders.
So, check out, below, the main benefits of the card and the main advantages that make it one of the best products on the market.
online service Santander card
One of the main objectives of the card is to bring more convenience and practicality to its customers.
Therefore, you can carry out a large part of the operations completely over the internet, without having to go to a physical store or agency.
So, for you to order, for example, your card, you just need to enter the official website of Banco Santander, or download the application, and then provide all your personal data
Therefore, know that Banco Santander has a great online service and that it seeks, above all, to bring greater ease and technology to all its users.
Zero interest on your account limit
If you use your overdraft, you have access to ten interest-free days on your account limit.
However, before you receive this benefit, you will need to undergo a credit analysis, which will be carried out by the bank itself to ensure that your profile complies with the bank's rules and regulations.
If your profile is approved, the interest rates on your purchase will only be credited to your account ten days after payment for your purchase.
However, keep in mind that overdraft is one of the main reasons why people are plunged into seas of debt.
Therefore, be careful before using it and be careful while you are using it.
If you don't pay for your purchases after these ten days, the interest will be very high, which could reach 150% in just one year.
Three months free monthly fee
Another advantage is that you don't have to pay the monthly fee for the card's service package for three months.
This package contains withdrawals, loans, statements, transfers, etc.
Free transfers for one year
While in other banks you have to pay high fees to make a simple transfer, Santander bank gives you a year free of paying transfer fees.
So, you can make several transfers within a year without having to pay a penny for them.
However, for this to happen, you must make your transfers in the Santander bank application or in the Internet Banking channels.
Invoice payment
You can also use the card to make it easier to pay your bill.
You can pay your invoice up to 40 days after your purchase date.
You can also pay your purchases in up to 24 installments.
It's another very good benefit, isn't it?
discounts
Another very positive factor of the Santander card is that it offers its customers various benefits and discounts.
Santander bank offers discounts of up to 50% in partner stores, such as, for example, Casas Bahia, Natura, Farmácias São Paulo, etc.
internet banking
Through internet banking at Banco Santander, you can mainly check your balance, make transfers and payments, and also see your detailed statement.
With this benefit, you have access to high-quality services that, above all, offer programs that are more practical.
Application Santander card
With the application, which is available both on Google Play and the App Store, you can manage all your money in real time, and you can also check your limits.
All users of Android and IOS devices can download the card application, which shows that it seeks to provide greater accessibility to all its users and to all people who want to have the card.
Ask for your Santander Card now!
If you liked the Santander card and all its features, click on the button below and find out how to order yours.
About the author / Gustavo Cezar
Reviewed by / Junior Aguiar
Senior Editor
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