Cards
Learn all about the Ricardo Eletro card
Get to know all the features and advantages of the Ricardo Eletro card and see whether or not this card is a good alternative for you.
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Ricardo Eletro Card Characteristics
The Ricardo Eletro card was created with the aim of bringing greater comfort and ease to all its users, especially customers of the Ricardo Eletro store.
Although the card is most beneficial to the store's customers, if someone wants to use the card even if they are not a loyal shopper of the store, it is entirely possible and advantageous.
The card offers the same benefits that a traditional card would.
However, if you make frequent purchases at the store, you will gain, in addition to the card services themselves, various benefits.
Since the card has the Visa flag, it will certainly be possible to access most stores and establishments throughout Brazil, since, nowadays, all places accept this flag.
See, below, a table that describes essential characteristics of this card:
minimum income | R$1,045.00 reais |
Roof | National |
Flag | Visa |
Benefits | Vai de Visa Program; discounts etc. |
About the company
Ricardo Eletro is currently one of the largest retail companies in Brazil.
Therefore, many people, knowing the quality of the company, often make purchases from it.
If you are one of these people, the store card will provide you with even more benefits and services so that you can shop at the company more and more.
However, if you are not a loyal customer of the store, rest assured!
Although the card is more advantageous to the store's customers, it can be used by people who rarely shop at the store, as it also offers other benefits.
Since the card has the Visa flag, you will have access, even if you are not a customer of the store, to several other establishments in Brazil.
Finally, you can also shop online and in physical stores.
Then, after making the card, you will receive its digital version, which will allow you to make purchases throughout the national territory.
Some features of the Ricardo Eletro Card
According to what was said, the card has the Visa flag, which offers, in addition to the possibility of purchasing throughout the national territory, the Vai de Visa rewards program, which we will talk about later.
This program is known to be one of the main advantages of the card, as this service is very beneficial for both the store and the customer.
Furthermore, Ricardo Eletro provides a card application, whose name is “Cartões Losango”.
So, after looking for this application on the internet, try to download it so that you can control and manage your card.
Ricardo Eletro also offers special payment conditions to people who have the card.
Therefore, if you make purchases at Ricardo Eletro using the company's card, you will have access to various promotions and exclusive offers, as well as longer payment terms.
Finally, you have the possibility to make more installments after making purchases in the store with the company card.
So, as you have seen, the Ricardo Eletro card is very advantageous for all its users, especially for those who are customers of the store.
Advantages of the card
With the card, you receive several discounts and benefits on your purchases at Ricardo Eletro stores.
Also, you will have access to the possibility of making more installments after your purchases.
In addition, you will have access to the Vai de Visa program, which is provided by the Visa brand of the card.
The card app is also another benefit, as you can access various services and programs that can only be monitored and managed through the app.
Finally, you can even apply for 4 additional credit cards. Then, people in your family will also have access to more company cards.
We will now see all these advantages in more depth.
So, keep reading the article and find out why this card is one of the most advantageous on the market.
card annual fee
Unfortunately, the annual fee of the Ricardo Eletro card is one of its main disadvantages.
Currently, many companies do not charge their customers any annual fee, that is, they do not require their users to pay a fee once a year for using the card.
The Ricardo Eletro card, in turn, charges an annual fee of R$143.88 reais.
You also have the option of splitting this amount in up to 12 installments of R$11.99 reais.
So, you will need to pay this fee to be able to use all the benefits of the card.
If you order additional cards, you will also be required to pay this annual fee for them as well.
However, the annual fee value of additional cards is 50% cheaper than the value of the main card.
Interest and fees Ricardo Eletro card
Before learning about the other advantages and features of the card, find out how its rates and revolving interest work.
The main fees that the card charges are:
- Duplicate credit card: R$10.00 reais for each issue.
- Card emergency assessment: R$10.00 reais for each issue.
- Withdrawals from any Banco24Horas teller: R$14.25 reais per withdrawal.
In addition to these fees, the card sometimes charges some types of interest.
Card interest is as follows:
- Invoice payment in installments: 12,90% per month.
- Cash withdrawal: 17,90% per month.
- Payment in installments: 17.90% per month.
- Revolving interest: 13,50% per month.
- Purchases in installments at other locations: 6.90% per month.
minimum income
To apply for the card, you must have a minimum income for it to be approved.
So, before ordering the card, check first if your monthly income is in line with the income required by the card.
You are wondering what the value of this minimum income is, isn't it?
Currently, this income is the amount of one minimum wage, that is, approximately R$1,045.00 reais.
So, all you have to do is earn a minimum wage every month to be able to order your card.
Go Visa Program
This program is one of the most advantageous features of the card and even of the entire market.
With this program, you can receive points after purchases in the store using the card, and then exchange them for products available in the store.
So, with each purchase you make, regardless of its value, you will receive some points, which, once accumulated, can be exchanged for products of interest.
Therefore, as you go shopping, you will accumulate points, which, in the future, can be converted into services and products that you like.
It's a great rewards program, isn't it?
Ricardo Eletro Card Application
Another advantage of this card is the possibility of downloading the company's application, which was developed precisely to meet the demands of the card.
This app can be downloaded from both Google Play and the App Store.
Therefore, all Android and IOS users will have the possibility to download the card application.
With this application, you can access various programs and services with greater simplicity and, above all, practicality.
Among the benefits of downloading the application, we see:
- Request the card: With the application, you can apply for your card.
Many people say that, as it is an online service, this is the best way to make the card, as the application provides several features that facilitate this process.
- Invoice view: With the application, you can view your invoice.
You can do this in an easy and simplified way, as it is very intuitive to use the application.
- See the best day to buy: then, you will receive messages from the company itself with information about the best day for you to make your purchases.
- Check the card limit: with the application, you have access to the main data of the card.
So you can see the limit amount of your card.
- Ask questions: another advantage of downloading the application is the possibility for you to ask questions.
Generally this service tends to be very effective for its customers. So, if you have any questions about the card or any of its services, download the app and contact the company.
Is it worth making the Ricardo Eletro card?
The Ricardo Eletro credit card is a great option on the market, especially if you are a loyal customer of the company.
However, as mentioned, even if you don't shop frequently at Ricardo Eletro stores, the card is undoubtedly still a great option for you.
As you've seen, all the benefits of the card are provided to all its users, not just the store's loyal customers.
The benefits of the card, such as, for example, the Vai de Visa program, are universal, that is, everyone who has the card will have access to this program, which, as shown, is very advantageous.
If you are a consumer of the company's products, know that the card will be the best option among the cards available in the market, as it will provide you with various discounts and exclusive offers.
Ask for the Ricardo Eletro Card now!
If you liked the card and all its features, find out how to request it by clicking the button below.
About the author / Gustavo Cezar
Reviewed by / Junior Aguiar
Senior Editor
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