To begin with, you will see, in this article, all the advantages and reasons to acquire the Hipercard card, which is increasingly being developed to deliver a better service to its customers.

The Hipercard credit card, as it is very traditional and consolidated in the market, offers several benefits to its users, which are listed below:

Hipercard, after many years, decided to create an application for users of electronic devices.

The company did this because, in order to improve the service, it would be necessary for the user to be able to manage their accounts and their money from the internet.

The app is available to both Google Play and App Store users.

The company Hipercard also has many partner stores.

Among them are: the Walmart Brazil Network, such as Walmart, Bompreço, Hiper Bompreço, Mercadorama, Big etc.

If you are a Hipercard customer, you will be able to find, in partner stores, from 10 to 30% off your products.

You will have, for example, installments and various discounts at Big stores.

With the Hipercard card, you will have access to several benefits and advantages in health plans.

Therefore, in addition to monetary services, the company will indirectly help you with your health.

Hipercard has its own brand on some of its cards, but not all, some such as “Hipercard Internacional” have other brands, such as Mastercard which entitles you to the benefits below.

The Mastercard Surpreenda program is a reward mechanism for Hipercard customers.

With this program, you will be able, with each purchase made with the card, to accumulate an amount of points, which can be redeemed in the future.

So, if you make a purchase, no matter the amount, your account will already be accumulating points.

That is, the more purchases you make, the more points you will accumulate and, consequently, the more rewards you will receive.

With the accumulation of points, you can claim them for vouchers and you can exchange them for airline tickets, services and also products.

Another positive factor is that, when you need to contact the company, it will always be willing to assist you.

Therefore, you will see, in most of the country, Hipercard service centers and centers.

All this for a better contact between the company and its customers.

These service centers are usually located in Walmart supermarkets.

In these centers they will ask for your card details and then you can order what you want. 

The company Hipercard provides, to anyone who wants, a maximum of 4 additional credit cards.

Furthermore, it will be possible to claim, per individual, 4 cards.

As a Hipercard customer, you will have, after making your purchases, 40 interest-free days to pay your expenses.

Therefore, if, within 40 days, you have not paid for your purchases, there will be no interest on them.

With the Hipercard card, you have the possibility to pay at least 17% on the invoice.

That is, you will not be required to pay the entire invoice amount at once and you will still be able to choose any amount between the maximum and minimum statement.

The main disadvantage of the card compared to its competitors is that Hipercard, unfortunately, charges an annual fee for the card.

Therefore, every Hipercard customer will currently have to pay a fee to the company.

This is a very negative point, since, currently, many companies are zeroing this annual fee, which causes many customers to move away from services.

In addition, some places do not accept Hipercard cards.

Recently, more options were created for those who want to have more services with the company.

Currently, other credit cards have been created with a view to increasing the brand.

These cards are: Hipercard Nacional; Hipercard Internacional, Hipercard Clássico, Hipercard Mastercard Platinum.

Many stores, after this innovation by the company, began to accept Hipercard.

Therefore, there are millions of establishments where you can shop, along with malls, markets, restaurants and even car repair shops.

If the place where you are going to buy has a POS with the Rede seal, the Hipercard card will be compatible with the place.

Hipercard Internacional has the Mastercard brand and is accepted in Brazil and around the world. It is currently the only option available on the site, and be sure to log in and check to see if that has changed.

However, for you to make this card option, you will need to present your minimum income and pay an annual fee.

In order to acquire this card, your minimum income must be at least R$800.00 reais.

Now, the annual fee is R$160.80 in cash or 12x R$13.40.

After the creation of the application, which was recently created, communication has improved significantly.

So, if you download the application, which is available on Google Play and the App Store, it will be possible for you to contact the company more easily.

Also, in addition to the Hipercard application, you can contact the company through branches in partner stores.

Therefore, if you go to stores or establishments that have a partnership with Hipercard, it will be possible to enter into dialogue with them there.

If the partner store has a cashier available, use it and then say what you want.

First of all, you obviously need to download the app.

As already mentioned, the application is available for both Android and iOS users.

To find the application in your device's store, type “Hipercard” and, instantly, the application will appear on your screen.

After downloading the application, you will have the following information available:

There are two types of limits on the Hipercard credit card.

The first is for those who buy in cash. In this case, the limit will be the same as for other cards.

The second case is for those who make purchases in installments. With it, it will be possible for the customer to make more expensive purchases than if he had the first option.

Although there is no fixed limit, the average is around R$800.00 reais.

However, to establish a limit for you, your CPF will be analyzed.

Yes you can.

In order for you to spend more freely, you will need to increase your card limit.

Therefore, if you are dissatisfied with the value of your limit, contact the Call Center to increase it.

However, after you request an increase in your card limit, the company's professionals will analyze your data and see if you will receive an increase in your limit or not.

So, if you liked the Hipercard card and want to find out how to apply for one, just click on the button below and you will have access to a complete step-by-step process.