Cards
Discover all the features of the Bahamas card
Get to know now all the advantages of the Bahamas card, a card that is little known but that is growing more and more in the country and may be worth it for you!
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The Bahamas Group
The Bahamas group (owner of the Bahamas card) is the 16th largest supermarket chain, according to the ranking made by the Brazilian supermarket association (abras).
For 2021, the Bahamas group aims to maintain the pace of sales growth above double digits, reaching between 15% and 20% of increase. Investment levels will also be maintained. The estimate is to surpass the number of inaugurations made in 2020.
The company's president stated that he also intends to complete the projects and negotiations that were not completed in 2020 due to the pandemic.
Furthermore, the Bahamas chain works with a mix of around 12,000 items, guaranteeing an enormous diversity of products for its customers. The group is made up of 06 store brands and the Bahamas card, the chain's credit card.
The Bahamas cred elo card was launched by Bahamas card. And the company already has more than 20 years of history.
It started its activity in 1999, but at that time, the company worked with the administration of food-meal benefits and only over time did it evolve into the creation of credit cards.
Until 2014, the company worked with the Cabal flag, however, when launching this card, bBahamas created a partnership with the Elo flag and Up Brasil.
This card has one of the highest approval numbers in recent times. operated by the elo flag, the credit card is accepted throughout brazil.
In addition, the Bahamas Elo card is released to individuals and companies, and can be requested through Whatsapp and has been approved even for those with a low credit score.
Flag | Link |
Roof | National |
minimum income required | No |
Annuity / Fees | annual fee of R$ 9.80 for individuals and R$ 16.00 for corporate clients. |
Additional card available? | Yes |
Advantages of the Bahamas Card
The Bahamas card has several advantages for its users, such as the wide national coverage, which was mentioned earlier.
Furthermore, you can choose between 6 different days for your invoice to expire. These are: the 1st, 5th, 10th, 15th, 20th and 25th.
That way you can any of these days to align your invoice payment with your financial plans.
In addition, you are entitled to two additional cards and the first copy of the card for free!
Another advantage is that the request is extremely easy, and can be done through whatsapp itself. Incidentally, approval is facilitated, even if you have a low credit score.
But what is the credit score?
The credit score is the score you will receive from serasa, which is based on your behavior as a consumer, your payment habits and your debts.
This score ranges from 0 to 1,000, and the lower your score, the lower your chance of being approved when it comes to applying for credit lines or even when applying for loans.
However, as mentioned earlier, the Bahamas card is an excellent option for those with a low credit score.
However, if you want to increase your score, it is important to clear your name (prefer debts with the highest interest rate and try to negotiate them).
It is important to try to pay your debts as soon as possible, as your name will be withdrawn from serasa after 5 years. You can try to register with serasa Clean Name to make agreements.
It's also interesting to always keep your serasa data up to date (in case you change your phone number, address, etc.) and, obviously, try to pay your bills on time.
To facilitate this, you can put them on direct debit, so your chances of being late will be much smaller.
By the way, you will have 40 days to pay your invoice without interest, and you can make the payment at any store in the Bahamas network or in banking networks. even so, it is not necessary to have a bank account to apply for the card.
The application bahamas card
The application is very simple to understand. through it, you can handle your bahamas food and meal cards in a very easy and safe way.
In addition, it is possible to manage your own credit card bahamas cred elo, in this way, you will be able to see your limit, your available balance and your statement. through the app, it is also possible to block and unblock your card.
Disadvantages of the card Bahamas
Although the bahamas card has several advantages, it still has some negative points, such as:
As it is a national card, it is only accepted in Brazil, making it impossible for your customer to make international purchases.
Furthermore, the card has an annual fee of R$ 9.80 for individuals and R$ 16.00 for business cards.
Club up!
As previously mentioned, bahamas cred has a partnership with the up group, which offers several advantages.
This partnership enabled the launch of bahamas cred up products, and through these, you have access to the food card (cumulative credits for supermarkets, butcher shops, etc.), meal card (you can use it in restaurants).
Furthermore, the club up! offers other benefits such as salary advances (up go), as well as facilitating the time to fill up your vehicles (fuel up).
It is also possible to count on other services such as up natal (purchase of items for supper) and up gift (purchase of gifts).
Is the bahamas card worth it?
This is a very interesting option for those who don't usually use their card to make purchases every month, because if you don't make monthly purchases, you won't be charged for the bill.
If you are in the habit of using your credit card every month, this card is still worth a deeper analysis, because it offers several benefits both on the part of the card itself and on the part of partnerships.
To know the exact step to order your card, just click on the button below:
About the author / Gustavo Cezar
Reviewed by / Junior Aguiar
Senior Editor
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