loans
Discover the Digio Personal Loan
Get to know the Digio personal loan and understand how it works and can help you get out of debt quickly and safely!
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Digio personal loan
Initially, Digio works as a digital platform for financial services. In it, you have access to a digital account, a credit card free of annuity for a Digio personal loan. For this, learn about the Digio personal loan, and other useful information about this loan.
That's because, when people have their accounts disorganized and can't find a solution, one of the ways to go is the loan. And this loan is well known in the market, as it has Banco do Brasil and Bradesco as a partner financial institution.
How to apply for the Digio loan
Learn how to apply for a Digio loan and other useful information about this loan, so you can get out of the red!
type | |
Minimum Income | uninformed |
Interest rate | Starting at 3,74% am |
Deadline to pay | 6 to 12 months |
release period | In some hours |
loan amount | Up to R$20,000.00 |
Do you accept negatives? | Yes |
Benefits | Special payment condition due to the Covid-19 pandemic |
How does the Digio personal loan work?
Well, Banco Digio is a financial institution that works by offering personal credit in various ways and the credit card. In this regard, it also provides the Digio personal loan option in which you can simulate it on several credit comparison sites.
So, to take out a Digio personal loan, you need to go through a credit analysis process and register in a completely online process. To do so, simply register with the Digio bank and proceed with the contract.
Then, you must submit personal data such as identity card, recent proof of residence, recent proof of income and other documents.
After that, you must inform the account to receive the credit and wait 24 hours for the release.
In this, the Digio bank offers loans of up to R$50 thousand reais, with up to 24 installments for payment and interest rates from 2,97% per month.
And in addition, in the amounts that will be paid, you must consider the Total Effective Cost (CET) of the operation, the registration fees and the Tax on Financial Operations (IOF).
What are the advantages of the Digio personal loan?
So, let's get to know the advantages of the Digio personal loan: At first, the first one is that you can request up to R$50,000.00 in loan.
And in addition, the company allows the loan to be paid in up to 24 installments, with interest rates of 2.97%.
Likewise, the client has super-fast approval, that is, within 24 hours the money is immediately released into the account.
And to top it all off, the process is completely online, with no bureaucracy, no need to go to any bank branch in person!
What are the disadvantages of the loan?
Well, as we mentioned, the loan has interest of 2.97% per month, which in the long term can become a problem.
This is because, mainly, for people with a dirty name who are looking for a loan to pay off debts, having to pay an interest rate per month can give rise to new debts.
Therefore, before choosing to apply for a loan, it is important to analyze the interest rates and whether you will be able to pay them.
Is Digio personal loan worth it?
So, it is worth taking out the Digio personal loan, as it is a good economic solution to solve economic issues through a loan in a way that fits in your pocket. But, you must do good financial management and stick to interest rates.
Therefore, even though it has interest rates, it is an interesting option for those looking for quick money, without bureaucracy and insurance to pay off debts. And besides, it's a process that brings convenience, because it's completely online and can be done alone.
How to take out a Digio personal loan?
So, to take out the Digio personal loan, you must access the Serasa eCred website and go to the loans tab and then proceed with your request. Once this is done, the process is very simple and fast, with no need for bureaucratic means!
Therefore, when choosing to apply for a Digio personal loan, manage your finances to find out if this is a good solution for you! So, now that you know how everything works, let's show you how you can access it!
How to apply for the Digio loan
Learn how to apply for a Digio loan and other useful information about this loan, so you can get out of the red!
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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