Firstly, the Decolar personal loan is the ideal solution for you who want to finance a trip or need a line of credit to pay off your debts.

So, how about finding out a little more about this financing and evaluating whether it meets your financial needs? So, let's go!

Initially, the loan is made through Koin, the official fintech payment method of the Decolar group. In fact, fintech uses a credit analysis method known as “machine learning”. In other words, approval of your profile is faster and does not require any guarantee. 

Furthermore, you can pay the installments via bank slip in installments. Therefore, you do not need to use your card limit. 

However, a credit analysis is carried out to check whether you fit the profile that the company requires.

As of now, the maximum amount that the company offers in the loan is R$25,000.00. However, it all depends on the credit assessment carried out by the fintech at the time of the request. 

So, after approval of your proposal, you already know how much limit you have. Furthermore, at this point it is also possible to find out what the interest rates and payment deadline are.

First of all, it is important to remember that when applying for a personal loan, you need to have a financial plan to make sure you can afford the monthly installments.

Furthermore, Decolar does not offer this financing to those who are negative. Therefore, if you have any restrictions on your name, you will not be able to apply for the loan.

Certainly, the Decolar personal loan is a great credit line option. In this sense, the limit value can reach up to R$ 25 thousand and interest rates start at 1.29% per month, which is an additional attraction. Furthermore, the payment term is flexible and the first installment is only charged 45 days after contracting. In other words, more time for you to organize your budget. 

Furthermore, the entire process is carried out by Koin in partnership with SIM, Grupo Santander's lending platform. This way, you don't have to worry about the company's credibility and can make your request with peace of mind and security.

So, applying for your Decolar personal loan is very simple. Next, we’ll show you how to apply for this personal line of credit and turn that dream trip into reality!

First, you need to access the official Koin website. Then, you choose the amount you want and fill in some registration details. Once this is done, fintech's artificial intelligence analyzes your credit profile and you can find out if your request was accepted.

Therefore, if the request is approved, you are directed to fill in the rest of the necessary details. Finally, if all the data meets the company's requirements, the money will reach your account within 3 business days. Easy, right? And the best: no bureaucracy. 

Well, if you liked the Decolar personal loan and want to know how to apply for yours, check out the recommended content below and stay up to date with all the details.