Find out all about the Caixa personal loan and see how it can be an ally when it comes to paying your bills, as it has long terms and attractive interest rates that can be pre-fixed or post-fixed. So, read on, we'll tell you everything about this credit.

So, for you to have access to the Caixa personal loan, just go to a Caixa branch with your personal documents and apply for your credit. Thus, if approved, the amounts will be credited to your account in a few business days.

And, in addition, it is worth noting that this is not an accessible loan modality for negatives.

In addition, Caixa has four types of loans so you can choose the one that meets your expectations, namely: Pre-Fixed Monthly Personal Loan, Post-Fixed Monthly Personal Loan, Pre-Fixed Monthly Cash Salary Credit and Post-Fixed Monthly Cash Salary Credit.

That said, the Pre-Fixed Monthly Personal Loan is the loan that has fixed interest and the payment term is from 1 to 48 months. However, Post-Fixed Monthly Personal Credit has post-fixed interest and the payment term is from 4 to 36 months.

On the other hand, Pre-Fixed Monthly Caixa Salary Credit is intended for customers who receive a salary in a deposit or benefit account at Caixa with pre-fixed interest and payment terms of 1 to 48 months.

Lastly, Post-Fixed Monthly Caixa Salary Credit is intended for customers who receive a salary or benefit in a deposit account at Caixa with post-fixed interest and a payment period of 4 to 36 months. So, just choose the best alternative for you.

So, the Caixa personal loan limit will depend on the credit analysis carried out according to the customer's profile.

Check out the advantages and disadvantages of the Caixa loan below.

Among the advantages of the Caixa loan are the attractive interest rates depending on the type of loan you choose, as we mentioned earlier.

And in addition, the term for repayment of the loan is up to 48 installments and the amounts can be released into your account in a few business days.

So, the biggest disadvantage of the Caixa personal loan is that it does not accept negative debts and the loan amounts will be delimited according to the analysis carried out with each profile. Thus, your loan may be much smaller if your credit score is low, for example.

So, to apply for a Caixa loan, you must go to a Caixa agency with the main documents in hand. After that, Caixa will carry out an analysis to define your limit according to the chosen loan option. Ready.

So, to better understand the step by step, click on the recommended content below.