First of all, the Biz Capital business loan can be ideal for growing and expanding your business. In fact, fintech's main objective is to simplify the loan for the Brazilian entrepreneur. Therefore, if your company is in need of financial assistance, check out more about this line of credit below.

So, Biz Capital is a fintech that offers financial solutions to Brazilian entrepreneurs. In this way, the company aims to offer credit to micro, small and medium-sized entrepreneurs in a simple way and without bureaucracy.

Therefore, the procedure is done entirely online, safely and quickly. Through partnerships with banks and finance companies, Biz Capital acts as a banking correspondent and offers loans to entrepreneurs.

Thus, to access the Biz Capital business loan, you must have an active CNPJ for at least 1 year. In addition, you must have a corporate bank account and monthly income of at least R$10,000.00.

To take out the loan, you can access the official website and do a simulation. Or, download the app and make your request. All you have to do is fill out an online application and wait for approval.

You will then receive a proposal by email. If you approve the proposal, you must send the documentation and you may have the amount released after signing the contract.

First, the Biz Capital loan is a line of credit designed to help entrepreneurs in micro, small or medium-sized companies. Therefore, the loan amount is based on the company's monthly profit.

In this way, the credit value can vary from R$5,000.00 to R$400,000.00 according to the monthly billing.

Well, when it comes to applying for a loan, you need to evaluate the proposal very well to avoid getting even more indebted. With the Biz Capital business loan it would not be different. So check out its advantages and disadvantages before joining.

So, the terms of the Biz Capital business loan are great. In this sense, it has very attractive interest rates, starting at 1.99% per month. In addition, the application process is 100% online and secure.

Incidentally, fintech does not ask for its assets as collateral for the loan. That is, it performs a credit analysis based on your financial history and the form filled out on the website. It is worth mentioning that the analysis is quick and it may take minutes for you to receive a proposal.

First, the main disadvantage of the Biz Capital business loan is that it does not accept bad debts. So, if you or your company have name restrictions, this loan cannot help you.

In addition, you also need to have an active CNPJ for at least 1 year in addition to a legal entity bank account. In addition, information on the partners will be required, if your company has one.

Well, to apply for your loan you must access the official website or download the application. You will then fill out a form with some personal and company information.

After that, you must wait for approval. In addition, you will also receive the proposal by email and must analyze whether it meets your financial needs. If you accept the proposal, you must proceed to sign the contract before releasing the amount.

So, interested and want to know more details about the application process? Well, check out our content below.