Cards

Discover the PagBank prepaid card

Do you want ease in your shopping? So, get to know the PagBank prepaid credit card and get rid of the bureaucracy involved in approval!

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How does the PagBank Card work?

Como funciona o Cartão PagBank. Fonte: Pagbank.
How the PagBank Card works. Source: Pagbank.

The PagBank prepaid card has won over many people. It is a practical option to hire, which helps the consumer so that they do not need to carry cash around. It works however you want. Without running the risk of having to pay interest if you are late with your invoice.

A prepaid card is a quick and safe alternative, perfect for you if you are an entrepreneur and want to receive the value of your sales. PagBank prepaid can be recharged with account deposit, online debit and account deposit.

This amount you deposit becomes a balance on the card that can be used for national and international purchases in places that accept the Mastercard brand.

You can withdraw your card balance at ATMs in the Banco24Horas network, without needing to have a bank account.

The card must be used for the credit function and to transfer the balance from the PagSeguro account to the PagBank prepaid card, the account must be verified.

Here we will let you know all the features of this card.

We have separated advantages and disadvantages to dispel once and for all the idea that prepaid cards are not useful for much. Stay with us and check out all the features, advantages, disadvantages and finally how to sign up for a PagBank prepaid card.

How to apply for the PagBank prepaid card

If you liked the options and advantages of the Pagbank prepaid card, find out right now how to apply without bureaucracy.

What are the advantages of the PagBank credit card?

Quais as vantagens do cartão de crédito PagBank? Fonte: Pexels.
What are the advantages of the PagBank credit card? Source: Pexels.

The PagBank prepaid card is ideal for those who want to have total control over their expenses. You can carry whatever amount you want in a practical way without having to carry cash around.

It is also possible to monitor everything through the App and guarantees greater security and monitoring of your balance. Ensure more security in your daily life when shopping online or in physical stores.

Check out all the advantages of purchasing a PagBank prepaid card here:

  • Discounts on Mastercard Surpreenda: As the card has a Mastercard brand, you have access to many advantages of this benefit program, which gives you 1 point for every purchase with your card, regardless of the value. Points can be exchanged for special offers.
  • Purchases and withdrawals in Brazil and abroad: You have access to an international card
  • Pay your child's allowance: This is a safe and practical way to pay and control your child's allowance. Give them a prepaid card, you will have access to all expenses directly through the App. You can take out more than one card with the same function if you have more than one child.
  • Use when traveling: With the prepaid card you have more security and practicality in your purchases in Brazil and abroad.
  • Don't carry cash: With each passing day, people are increasingly choosing not to carry cash. A prepaid card is a great option for those who like practicality.
  • Buy securely online: you can use Uber, Netflix, Spotify, or make purchases online using your prepaid card. Just charge and use!
  • No annual fee: PagBank does not charge you an annual fee, so there is one less fee to pay.

How to load the PagBank card?

Como carregar o cartão PagBank. Fonte: PagSeguro.
How to load the PagBank card. Source: PagSeguro.

It couldn't be easier to top up your card. It can be done in three ways:

  • Balance transfer: You can transfer any amount available in your PagBank account to the prepaid card. By making the transfer, you have money instantly without paying any extra fees.
  • Bank slip: You can also generate a bill with the desired amount and add money to the prepaid amount. Pay at your preferred bank or via internet banking. Recharge takes up to 2 days.
  • Online debit: In this case, you select the bank of your choice, choose the amount and confirm the debit to top up.

In fact, there are many options to make your daily life easier, simplifying the financial world and bringing practicality to your purchases.

What are the downsides?

Quais as desvantagens? Fonte: Pexels.
What are the disadvantages? Source: Pexels.

There are pros and cons to everything, and it’s no different in the financial world either. As not everything is rosy, some disadvantages may bother you when taking out the card. So, check out the main disadvantages here.

extra fees

No consumer who likes to pay extra fees on their cards. It is a little discouraging that PagBank charges some extra fees, but this is normal for most prepaid cards.

Furthermore, only the prepaid card has a value of R$ 12.90 per card. In addition to the fee of R$ 7.50 per withdrawal on the Banco24Horas network. There is also a limit on the number of transfers that, if exceeded, you also pay fees, such as 5 TEDs per month.

Does not allow installments

As prepaid card purchases are all debited in cash from the balance that was loaded, it is not possible to pay in installments.

It only works if you have a balance in your account

Unlike a credit card where the user buys first and then pays. With a prepaid card, payment is deducted at the same time, so you can only use the card if you have a balance.

Is PagBank credit card worth it?

The PagBank card is a great option for those who want to take advantage of prepaid benefits and make it easier to control their finances on a daily basis.

Furthermore, it is also a great opportunity for those who are negative and want to control their expenses. PagBank does not carry out consultations with Credit Protection Bodies (SPC/Serasa), so you can request the card with the guarantee of approval.

Serving to control your consumption by depositing only what is available to be spent or using it as an emergency fund.

In general, everything will depend on your needs. There are many ways to use the PagBank prepaid card and it is up to you to decide what you want to do with it. Even with its pros and cons, it is a great opportunity to have more financial control at home, so evaluate your decision carefully and analyze the advantages and disadvantages to make the best decision possible.

How to get a PagBank Card?

So, now that we've talked about all the advantages and warned you about the risks, you can check out how to apply for your PagBank card.

There are many advantages that bring modernity and practicality to your everyday life. Not using cash, in addition to providing more security, is a modern option that is already becoming popular around the world. Don't be left behind, invest in online and card payments.

Furthermore, we guarantee that hiring is quick and hassle-free. Access the link and find out how to request the PagBank card now and make your first top-up.

How to apply for the PagBank prepaid card

If you liked the options and advantages of the Pagbank prepaid card, find out right now how to apply without bureaucracy.

About the author  /  Heloisa Trindade

I'm Heloisa Trindade, journalist at DRT 1424/MS in Campo Grande, graduate in publicity and advertising at Estácio de Campo Grande, editor and content producer for 4 years. My passion for reading and writing came since I was a child, influenced by my mother. In the midst of a financial crisis, I discovered that I could use my passion to generate income and that's when I started my first blogs. My goal is to always deliver true, quality content and information to our readers.

Reviewed by  /  Junior Aguiar

Senior Editor

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