Cards
Get to know the Itaú Latam International card
Find out now about all the features and benefits of the Itaú Latam Internacional card.
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Itaú Latam International Card Characteristics
Discover the main characteristics and advantages of the credit card that is the result of a partnership between Banco Itaú and Latam Pass.
Latam Pass, in partnership with Itaú bank, decided to create the Itaú Latam Internacional credit card.
As a way to draw more attention from their customers, the two companies decided to create several types of card, such as, for example, Gold, Platinum, Mastercard Black and Visa Infinite.
The card has two flags, namely Visa and Mastercard. Therefore, the customer himself must choose which flag he wants for his card.
Before making that choice, know that, regardless of it, the two flags will bring you many benefits and many advantageous programs.
Also, choosing one of these flags, you have access to the most famous stores in Brazil and even in the world, because, nowadays, all establishments have one of these two flags.
See below the main characteristics of the Itaú Latam Internacional card:
Annuity | 12X of R$22.00 reais or R$264.00 reais (Visa Flag) 12x of R$25.00 reais or R$300.00 reais (Mastercard Flag) |
Roof | International |
Flag | Visa or Mastercard |
Minimum Income | R$800.00 reais |
Benefits | Mastercard Global Service, Latam Pass, exclusive discounts and offers, etc. |
About the Itaú Latam International card
As mentioned, this credit card is the result of a partnership between two large companies that, above all, seek to bring a new product to the market in order to offer one of the best services to their customers.
As you've seen, the card's annual rate, that is, the rate you pay per year to be able to use the card, varies according to the brand you choose.
If you choose the Mastercard brand, you pay a little more; if you choose the Visa flag, you pay a little cheaper.
However, you can, oddly enough, be exempt from the annual fee, that is, you have the option of not paying this fee once a year in order to use the card.
For this to happen, you need to spend at least an amount of R$1,000.00 reais per month with the Itaú Latam Internacional card.
So, if you have that monthly expense using the card, you will be able to enjoy all the benefits and advantages of the card without having to pay any annual fee for it.
It should be noted that you will need to pay the Tax on Financial Operations (IOF). However, you will only have to pay if you go abroad, that is, if you leave Brazil and shop outside the national territory.
The IOF amount is currently around 6.38% of the total amount. So stay tuned!
Finally, be aware that all your international purchases carry an interest rate of, more or less, 12,23%.
Who is the ideal person for the card?
This card is a very good and win-win option. However, if you travel frequently, you will gain much more benefits and advantages.
So, if you travel a lot, outside or inside Brazil, you gain many privileges and also many benefits.
In addition to the advantages offered by the Mastercard and Visa brands, you receive many others due to the partnership between Banco Itaú and Latam.
Therefore, you gain even more advantages, especially if you take a lot of plane trips.
Latam Pass on the Itaú Latam Card
The Latam Pass offers several benefits for both Mastercard and Visa brands.
As mentioned, if you have a monthly expense of even R$1,000.00 using the card, you are exempt from paying the annual fee.
If you do not have this monthly expense with the card, you will unfortunately have to pay the annual fee for the card, which varies according to the brand chosen by the customer. See the table above, compare all the prices, then see which is the best deal for you.
Also, with each purchase made with the card, you receive several points, which are deposited in the Latam Pass.
For every dollar spent using the card, you earn around 1.3 points, which will, as mentioned, be stored in your Latam Pass.
With Latam Pass, you can pay your Latam Airlines air tickets in up to 10 installments, as well as several other advantages.
You also have access to several exclusive discounts, such as:
- 30% discount when purchasing Latam Pass program points.
- 50% discount in cinemas and theaters.
- 20% discount on Protec Bag for you to pack your bags.
See below how the Latam Pass works.
How does the Latam Pass program work?
For every dollar you spend using the Itaú Latam card, you get, according to the amount spent, 1.3 points, which will be accumulated in the Latam Pass program.
However, you cannot transfer these points to another program; so they can only be accumulated in the Latam Pass program itself.
If you want to increase your number of points, you have access to a service that earns you more points. Therefore, you must participate in the Accelerator of Points, provided by Latam Pass itself.
By participating in this program, you earn 2.6 points for every dollar spent, that is, you can double the number of points received for each purchase made with the card.
This category we are talking about is, theoretically, the simplest, so you don't participate in reward programs, such as, for example, Vai de Visa or Mastercard Surpreenda.
However, you do have access to the Mastercard Global Service. With it, you will have 24-hour assistance in case there is any problem or unforeseen event with the card.
card benefits Itaú Latam
Having the card, you have access to several discounts and benefits from several partner stores of the card.
So, if you make frequent purchases at stores such as, for example, Pontofrio, Magazine Luiza, Walmart, Extra, Assaí, etc., you will receive many benefits, since all these companies are partners with the card.
Banco Itaú, seeking greater technology and greater practicality, created its own application, as this was the easiest way to make it easier for all its customers.
With the Itaú Latam card application, you can manage your money in real time, taking care of it wherever you are.
In addition, you have discounts of up to 50% in cinemas and theaters, as well as getting 50% off in the first six months of subscription to Esporte Interativo.
As you have seen, it is possible to take advantage of the advantages that the card offers, especially those that generate leisure.
Keep in mind that there are more benefits that have already been mentioned above.
Order your Itaú Latam card now!
Did you like the main characteristics of the card and, therefore, would you like to request it? Then click on the button below and find out how to order yours.
About the author / Gustavo Cezar
Reviewed by / Junior Aguiar
Senior Editor
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