Initially, the Vivo Itaucard Cashback Platinum Visa credit card is an international financial product, created between the Itaú bank and the Vivo company to provide services and advantages, such as brand benefits, cash back in the cashback program and installments at Vivo stores. brand.

So, read on to find out about this card. Let's go!

So, the Vivo Itaucard Cashback Platinum Visa credit card is a financial product issued by the Itaú bank in partnership with the company Vivo and has some characteristics that are different from other cards.

This is because, despite charging an annuity, in the first month of the application you do not have to worry, as the first month is free of annuity.

And, in addition, the card has a Visa flag and international coverage, that is, you can count on all the Visa flag discounts, as well as make purchases in national and foreign establishments.

In addition, the card, in addition to having several advantages, helps you with your finances with a Financial Solutions program.

Well, the card limit was not informed by the bank, but it is usually around R$800.00. However, remember that this value will depend on the credit analysis of each customer.

So, learn more about the advantages and disadvantages of the card below.

Among the advantages of the Vivo Itaucard Cashback Platinum Visa credit card are the differentiated installments for customers, that is, you can make purchases with the card at branded stores and pay in up to 21 interest-free installments. Too much, isn't it?

And, in addition, you also get 50% discount in cinemas and partner companies, as well as discounts in the Vai de Visa program and several other national and international establishments.

Thus, the card also offers a cashback program in which, if you buy with the card on Vivo channels, you receive up to 10% of cashback back. Furthermore, it is possible to earn 0.5% of cashback on purchases at other establishments.

And, also, through a personalized application you can manage all your card movements, thus being a great ally in your purchases.

Well, the biggest disadvantage of this card is the annual fee, which is around 12x R$30 or R$300.00, but it is possible to waive this amount if you spend at least R$ 350.00 per month at Vivo stores.

As well as charging proof of minimum income of R$800.00 and doing credit analysis, that is, for negatives and people with low credit scores, it is not a good solution.

Therefore, before opting for this card, balance the advantages and disadvantages to see if it is the best option.

So, to make the card is quite simple. That's because, you just need to access the Itaú bank website, fill out the form and wait for the credit analysis. Then, depending on the criteria of the institution, your request may be approved or not.

To learn the detailed step-by-step of the process, click on the recommended content below.