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Discover the Vivo Itaucard credit card
Install your smartphone in up to 21 installments and enjoy other benefits that only the Vivo Itaucard credit card offers.
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Vivo Itaucard credit card
The Vivo Itaucard credit card is the result of a partnership between Vivo and Bando Itaú. Available on Visa and Mastercard. In addition, it offers cashback up to 10% to customers who use a credit card as a payment method.
In addition, despite charging an annuity, customers can zero this fee when making monthly expenses with the operator. These two characteristics make this credit card, without a doubt, a good option for those looking for convenience and exclusive benefits.
So, do you want to know more about this Vivo credit card? Continue reading and discover the advantages and disadvantages it offers, as well as whether it is really worth asking for one.
How to apply for the Vivo Itaucard card
Learn how to apply for the Vivo Itaucard online and in just 5 minutes. Know more!
minimum income | R$ 800 |
Annuity | 12x of R$ 15.00 (R$ 180.00) |
Flag | Alive |
Roof | International |
Benefits | Cashback Go Visa Program price protection Purchases in up to 21 installments when purchasing cell phones |
How does the Vivo Itaucard credit card work?
The Vivo Itaucard credit card works like any other card of this type. However, it is available in Gold and Platinum modalities, which have small differences related to the percentage of cashback and the value of the annuity.
About the cashback, the amount is immediately credited to your card statement. And, the annual fee is free if you make monthly expenses with costs above R$350 with Vivo services or products.
In addition, with Vivo's credit card, you have the convenience of paying in installments for purchases of products made at the operator's stores or at marketplace up to 21 interest-free installments.
What are the advantages of the Vivo Itaucard credit card?
The Vivo Itaucard credit card is available under Visa and Mastercard. Thus, in addition to enjoying the benefits they offer, customers can also obtain exclusive benefits from the telephone operator. Check out what they are below:
- 1st installment of the annuity free;
- Technology approach and pay;
- Shelf of financial solutions for you to organize yourself;
- Installment of purchases on Vivo channels in up to 21 installments;
- 50% discount at cinemas and partner establishments;
- Purchases on Vivo channels with up to 10% of cashback on the invoice.
What are the downsides?
Despite the advantages of the Vivo Itaucard credit card, this product also has disadvantages that can be an inconvenience for customers. One is that you need to have a minimum income of R$800 to apply for the card.
Although the first installment of the annuity is free, the customer still needs to pay R$180 with Vivo Itaucard Gold and R$360 with Vivo Itaucard Platinum annually. That is, if you don't reach the monthly spending target of R$350 on Vivo products or services.
Finally, according to the company's regulations, there is a limit value of R$2.00 in cashback. If this amount is exceeded, the money will no longer be credited to the credit card statement.
Is the Vivo Itaucard credit card worth it?
The Vivo Itaucard credit card is worth it, especially if you are a customer of this major telephone operator. After all, it allows access to 10% from cashback on purchases on Vivo channels and exclusive discounts at partner establishments.
In addition, it is a good alternative for those who want to obtain a credit card with more advantages. Because, in addition to Vivo's special offers, this card also offers exclusive benefits from the Visa or Mastercard brand and Itaú bank itself.
Although an annual fee is charged, customers have the option of eliminating this fee if they make monthly purchases using their credit card. Therefore, we recommend this card for Vivo customers.
How to make the Vivo Itaucard card?
The Vivo Itaucard credit card is only offered to the operator's customers through a partnership with Itaú, the bank responsible for managing the issuance, billing and registration of the card.
To apply for a credit card online, simply complete the registration form on the website with your personal data and wait for Itaú to contact you. And, if it is approved, you will receive the card at your address within 10 business days.
Want to know more about how to apply for this card? Click the button below and find out the details on how to order your Vivo Itaucard card in a simple and practical way.
How to apply for the Vivo Itaucard card
Learn how to apply for the Vivo Itaucard online and in just 5 minutes. Know more!
About the author / Lays Brandão
Reviewed by / Junior Aguiar
Senior Editor
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