Cards
Discover the Aliexpress International Visa Credit Card
Visa International Aliexpress credit card can be a good option for those who are negative and want to make international purchases. Meet!
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What are the advantages of the Aliexpress International Visa Credit Card?
Are you looking for a credit card to facilitate your purchases abroad? Well then, get to know the Visa International Aliexpress credit card, which is a prepaid type that can be loaded directly in dollars.
And yes, it was born from a partnership between Aliexpress, giant in the field of e-commerce, and Agilitas, a company that issues prepaid cards. Therefore, take the name of the e-commerce on the card.
Thus, your Visa International Aliexpress credit card was created thinking of everyone who wants a card that is practical to buy in stores abroad. Therefore, it has the differential of having a dollar balance to buy both online and in physical stores.
A lot of advantage, isn't it? Because that way you can pay for the value of the products in dollars already knowing how much will come out of your card balance! And loading your Aliexpress International card is very easy.
All you have to do is use a bank slip with an amount in reais, but this amount will be loaded in US dollars (USD) on your credit card balance. See how practical? In this way, your purchases abroad are much more economical.
.And all this without having to worry about the bill at the end of the month, since as it is a prepaid card, the amount of expenses is directly reflected in the balance you have loaded. But the advantages do not end there. So, check out the following list of the main benefits of the Visa International Aliexpress credit card:
Visa International Aliexpress | |
Minimum Income | not required |
Annuity | exempt |
Flag | Visa |
Roof | International |
Benefits | balance in dollar, no issue fee or monthly fee |
How to apply for the Aliexpress card
Visa International Aliexpress credit card can be a good option for those who are negative and want to make international purchases. Click and find out how to order yours!
List of advantages of the Aliexpress card
- The dollar amount is calculated at the time of purchase, and there is no need to wait for an invoice to close as with a regular credit card;
- ZERO annual fee;
- There are no monthly fees;
- Visa International flag, that is, practically all establishments in the world accept your Aliexpress credit card!
- You can shop online or in physical stores as well;
- There's no need to worry about spending more than you can afford, as you can only use the exact amount on your card balance. Thus, avoid indebtedness and excessive spending;
- There are two credit card layouts for you to choose from and make your card more your face!
- There is no credit assessment with consultation with credit protection bodies such as SPC and Serasa. Therefore, those with a dirty name can apply for the Visa International Aliexpress credit card without any problems.
So, did you see just how many good advantages the Aliexpress credit card can bring you? But we know that not only advantages make a financial product.
Therefore, so that you can better decide whether or not to make this card, continue reading and learn about some characteristics that we consider to be disadvantageous for the customer. So, check it out below!
What are the downsides?
As we said, your Visa International Aliexpress credit card may have some characteristics that you consider not so advantageous, even as disadvantages for you. Therefore, check below the list with what we consider disadvantageous in this prepaid:
- You will not escape paying the Tax on Financial Operations (IOF) on every purchase you make in stores abroad;
- There is a charge for recharging the card, in the amount of 3.50 reais for each time you transfer amounts to the balance;
- In addition, your Aliexpress credit card balance will always be in dollars. That is, you will not have money in reais to spend on the card, nor will you be able to see the balance value in Brazilian currency;
- The card can only come in the Visa brand, while other prepaid cards on the market offer multi-brand options for their customers, who can choose the one they prefer;
- As it is a prepaid credit card, you will never be able to pay anything in installments, only in cash.
So keep all this in mind before applying for an Aliexpress International Visa credit card to call your own! Because you need to make sure that none of these features will bother or disturb you while using the card.
But that brings us to our next question: is the Aliexpress credit card worth it? Well, if you're curious to know what the conclusion of our analysis was, stay with us and check it out below.
Is the Visa International Aliexpress credit card worth it?
As we said, the Visa Aliexpress credit card is very interesting for those who frequently carry out financial transactions with stores abroad. Because your balance is in US Dollars only. In addition, as it is a prepaid card, it does not allow you to spend more than you planned, which is very advantageous.
But it is necessary to understand that a prepaid with a dollar balance will not always be interesting for users in general. So keep that in mind before you decide to order one to call your own.
However, another interesting point of the Visa International Aliexpress credit card is the fact that it does not carry out consultations with credit protection agencies, such as SPC and Serasa. Thus, the Aliexpress prepaid card opens the door for those with a dirty name to have access to its benefits, without a great risk of even greater debt.
So weigh these pros and cons before making your decision. But, in general, the card is worth it because it is international, with the Visa brand, and without annuity and administration fees. So, if you are already sure you want to order yours, keep reading and find out how to do it.
How to make Aliexpress International Visa Card?
Well, if you're already sure you want to apply for your Visa International Aliexpress credit card, all you have to do is access the issuer's website “Quero meu prepaid”.
Thus, once on the site, you can choose to have a virtual-only card, which allows purchases only in online stores, or if you also want to receive a physical card at home. Because with the physical credit card, you can buy in person in stores.
So, after choosing which types of card you prefer, just fill out the request form on the website with your personal data and your residential address.
But even before finalizing your request, it will be possible to simulate the Total Cost of Operation (CTO) of the exchange rate, IOF and total to receive your card. So you can be sure that it will be advantageous even for you to apply for an Aliexpress International Visa credit card.
Finally, confirm the request on the website and wait for your card to be received directly at the address you provided in the request register. And if you just request the virtual version, you can start using it instantly after the request is approved.
But in the case of the physical, you will need to unlock the card after receiving it at your home. See how simple?
And so we come to the end of our article on the Visa International Aliexpress credit card. But if you want to know even more in detail how to order yours, how about checking out our recommended content below, with an exclusive article with more information?
How to apply for the Aliexpress card
Visa International Aliexpress credit card can be a good option for those who are negative and want to make international purchases. Click and find out how to order yours!
About the author / Aline Saes
Reviewed by / Junior Aguiar
Senior Editor
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