Cards
Discover the Saraiva credit card
The Saraiva credit card offers two excellent reward programs: Saraiva Plus and Miles Aéreas. In addition, you can use an international financial product without paying an annual fee. Do you want to know more about him? So, read this post and check it out!
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Saraiva credit card
If you want to learn more about all the advantages and benefits that the Saraiva credit card offers to its customers, in today's article we have prepared a list that will help you a lot. So, read until the end.
Continue with us and learn more!
How to apply for the Saraiva card step by step?
Find out now everything you need to know to apply for a Saraiva credit card. Follow the step-by-step process to apply for your card.
How does the Saraiva credit card work?
To begin with, Saraiva, in addition to being one of the main companies selling books, games, electronics, etc., provides its consumers with a credit card with several benefits for those who use it.
In addition, the Saraiva credit card has several functions and resources, always aiming at the best use of the customer. See some of the features of this financial product below.
- With the card, you will be able to choose the perfect purchase day for you according to the invoice date.
- It will be possible to purchase in cash or in installments a limit, which has already been previously approved.
- You will be able to manage your purchases on an invoice with the closing and payment date.
- The Saraiva card can give you the option of making cash withdrawals, loans and even debt installments.
- You will be able to manage your card from the Internet, that is, it will be possible to control it through an application. To do this, download the Ourocard app, which is managed by Banco do Brasil, so you can take care of your card. This app is available for both IOS and Android.
- If you want to shop in stores abroad, you will be able to purchase any type of product using the Visa flag (if the store accepts the Visa flag, of course).
Using these functions, the cardholder, even enjoying these benefits, will not incur any expenses.
What are the advantages of the Saraiva credit card?
Saraiva is a company that seeks to provide its consumers and users with the best and most complete service, so that people can use and take advantage of all the resources involved.
Saraiva has several partners, among which are Banco do Brasil and Visa, both of which help in operating the Saraiva card.
The Saraiva credit card is issued by Banco do Brasil, together with the Visa flag, which allows consumers to make purchases in all stores in the world that accept the Visa flag.
Well, now let's get to the advantages.
No annuity
If you are thinking of acquiring a card that does not generate expenses for you, the Saraiva card is the best option.
Many cards from other companies ask the customer to pay a fee annually, ranging from R$100.00 to other amounts.
So you won't spend a dime out of your pocket on the card. It will be free 100%.
Ease
One of the main features of the card is its reduced bureaucracy and practicality.
For you to create your card, you don't need to present proof of income and you don't even need to show your personal documents.
Therefore, it will only do a credit analysis, which will be simple and quick.
No proof of income needed
Yes, that's right! As already mentioned, you will not need to present your minimum income to the company. However, the store will still review your CPF.
In order to approve your request, they will have to analyze your profile and see if you are a good payer and if you also have good credit with the banks.
So keep being a good payer.
card limit
Your Saraiva credit card limit will be set according to your profile. So, it will be Banco do Brasil itself, which is Saraiva's partner, which will choose the limit of its financial product. Therefore, your limit will be chosen from your banking and financial history.
However, if you are not satisfied with the limit on your card, you can, after six months, ask for an increase.
Saraiva Card Rewards Program
In this program, you can store points, which are received after purchases, and later use them in two services that Saraiva offers: Saraiva Plus and Air Miles.
If you make purchases at Saraiva's physical or online stores, you will be accumulating points in these two programs. Also, if you make any purchases from international stores, you will still receive points.
- Saraiva Plus: for every R$ 1.00 spent at Saraiva stores, you will receive 1 point. So, if you spend R$ 100.00 in some of the stores, you are entitled to receive 100 points. However, their redemption will only be possible after accumulating 500 points.
- airline miles: this program is exclusive for the use of the Visa brand. For every U$ 2.00 dollars, you can receive 1 point. So if you spend $100.00 U$, you are entitled to receive 50 points.
additional cards
Another benefit of the Saraiva credit card is that, if the customer so wishes, it will be possible to order up to 4 cards.
Remembering: the request for additional cards will be completely free, exempt from annuity, maintenance and enrollment fee.
Is it worth applying for the Saraiva credit card?
The differential of the Saraiva credit card is that you will not have to pay any annual fee and, much less, you will need to present your minimum income.
Finally, the card app works well and there are good advantages with the Saraiva Card for those who visit the store frequently.
How to apply for the Saraiva credit card?
Also, if you are interested in the benefits and functions of the Saraiva credit card. So, click the button below to see a step-by-step guide on how to apply!
How to apply for the Saraiva card step by step?
Find out now everything you need to know to apply for a Saraiva credit card. Follow the step-by-step process to apply for your card.
About the author / Gustavo Cezar
Reviewed by / Junior Aguiar
Senior Editor
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