The Santander 1|2|3 Gold credit card was developed by this large bank for a specific and more select audience of customers. Despite having features similar to other credit cards available on the market.

In addition to practicality, the credit card provides numerous advantages and exclusive benefits. By accumulating points, for example, you can exchange them for trips and other products.

So, if you are looking for technology, modernity and exclusive offers, the Santander 1|2|3 Gold card is an excellent option. So, find out how it works and its benefits below.

So, unlike other cards of this type, the Santander 1|2|3 Gold credit card works as follows: customers earn 1 point for every dollar spent on purchases in physical stores. In addition, online purchases earn 2 points for every dollar spent and international purchases add 3 points.

In addition to this advantage with scores, you can also enjoy another attractive benefit. Well, it is possible to obtain a 50% discount on the annuity or even exemption from this fee. But it also works like a normal credit card, that is, purchases are made in installments and can be paid in installments.

Finally, credit card customers can manage their account through the app and receive 24-hour customer service. Thus, it is easier to track your expenses and control your personal finances.

The points program is not the only advantage provided by the Santander 1|2|3 Gold credit card. Check out other benefits you can have by purchasing this card below:

Despite the numerous benefits offered by the Santander 1|2|3 Gold credit card, it also has disadvantages that must be considered before applying for one. The minimum income requirement of R$4,000, for example, prevents several people from purchasing the card.

In addition, in other banking institutions, customers who have this income can get cards with more advantages such as Platinum, for example. Thus, the benefits may not be enough for this specific audience.

And, despite the program that triples the score, Santander's quotation for purchases abroad is considered one of the highest among national banks. This may be reflected on your credit card statement.

The Santander 1|2|3 Gold credit card is worth it for people who love points programs. After all, it allows you to accumulate and exchange for various products, trips and other benefits offered by Santander bank.

On the other hand, although it is necessary to prove a higher minimum monthly income than most popular credit cards, in order to have a chance of being approved for the institution, the bank requires only one score low and exemption from credit protection agencies.

To apply for your Santander 1|2|3 Gold card, you must be a Santander Van Gogh or Select customer. In addition, you must prove that you are over 18 and have a minimum income of R$4,000.

If you meet these prerequisites, you can apply for your credit card directly at a physical branch or through the bank's own website. To do so, simply download and install the application or contact the Customer Service Center by telephone.

The card limit will be defined after the credit analysis, so it may vary according to your income and other criteria adopted by the Bank. To know the whole process to apply for the credit card, click on the button below.