Cards
Discover the Rappi credit card
The Rappi credit card has international coverage and offers cashback to use however you want. Read this post and learn more about it!
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Rappi Card: you participate in Visa loyalty programs and have access to many benefits
Firstly, the Rappi credit card is a great alternative for those who want to make international purchases and enjoy the benefits of Visa loyalty programs. What's more, with it you can get up to 3% cashback to spend however you want.
So, you're interested, but still not sure if the card is right for you? Stay with us and learn more about him!
How to apply for the Rappi card
The Rappi credit card gives you cashback for every purchase you make, in addition to exclusive discounts at partner stores. See how to apply!
How does the Rappi credit card work?
Initially, the Rappi credit card has two options: the RappiCard card and the RappiCard Prime card. However, the second option is exclusive to Prime customers of the delivery app.
Therefore, to purchase the card, you must make the request through the Rappi app in the Rappi Bank tab. If your option is the RappiCard, you do not pay an annual fee or account maintenance fees. What's more, the card has the Visa brand and international coverage.
However, if you are eligible and prefer the RappiCard Prime card, you are charged a monthly annual fee of R$89.99. So, in addition to having the same benefits as RappiCard, you also have personalized service from Rappi. Furthermore, cashback ranges from 3% to 5% on in-app purchases and you can be part of the Visa Infinite program.
What is the Rappi credit card limit?
So, the Rappi credit card limit is defined according to the credit analysis carried out by the Rappi team. In other words, there is no pre-defined limit, as an individual analysis is carried out.
Therefore, to find out what amount has been made available to you, you need to wait for a notification that arrives through your Rappi app.
Is the Rappi credit card worth it?
Without a doubt, all credit cards on the market have advantages and disadvantages, right? So, let's talk about some of them below. Let's go?
Benefits
Therefore, the Rappi credit card is full of advantages for you who are looking for the ease of having control of your finances in the palm of your hand, as all transactions are monitored through the application.
In this sense, the fact that no fees or annual fees are charged on RappiCard, in addition to cashback on purchases made inside and outside the app and discounts at partner stores, make Rappi's financial product a good option for anyone who wants a credit card.
Furthermore, the card offers contactless and virtual card technologies. In other words, much more security for you when making your purchases.
Disadvantages
At first, the disadvantage that stands out most is the annual fee charged on the RappiCard Prime card. Although the benefits are slightly better than those of the RappiCard, they are not worth the R$89.99 that is charged monthly.
Additionally, it charges a withdrawal fee of R$15.00 per withdrawal, which can be made on the Banco24h network, which is a high amount for a card in this category.
Furthermore, if you want to pay your Rappi credit card bill in installments, it must be overdue for one month, which means that you end up paying the revolving interest on the installment plan.
Now, are you interested and do you think the Rappi Credit Card is worth it? See below how to request yours!
How to get a Rappi credit card?
Anyway, applying for your Rappi credit card is very simple. You don't need to leave home, as the entire process is done through the Rappi app.
So, you need to access the app and go to the RappiBank tab. Then, just click “I want” and accept the platform’s terms and conditions. Then, fill out the form with your registration data and wait for the credit analysis. If approved, you receive a notification in the app with all the information about your card.
But, if you still have questions about how to request your card, check out the post below and we’ll help you!
How to apply for the Rappi card
The Rappi credit card gives you cashback for every purchase you make, in addition to exclusive discounts at partner stores. See how to apply!
About the author / Aline Barbosa
Reviewed by / Junior Aguiar
Senior Editor
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