Did you know that a non-profit association can also offer a credit card to its members? That's right, and the Proteste credit card is an example of this, in prepaid mode and with good advantages for you. So, if you want to know more about it, just stay with us and check out our article.

Proteste is a non-profit organization that works in the defense of consumer rights. So, it offers several services as an institution, and among them is the Proteste credit card.

But, as we said, it is a prepaid type card. That is, he does not carry out consultations with credit protection bodies such as SPC and Serasa when you make your request. Thus, the Proteste card opens the doors for negative people to have access to the services of a credit card.

However, it does not provide a credit limit, and will need to be loaded with values to have a balance for use. Because without loading your prepaid card, it will not work, and you need to think of an amount to put on it in advance of the expenses.

In addition, this Proteste card is exclusive to its members. Therefore, if you are not a member of this non-profit organization, you will need to register before ordering your prepaid with them.

But for you to better assess whether it pays to have one of these cards to call your own, we've gathered the main advantages of the financial product. So, just keep reading to check it out below!

As we have already said, the Proteste credit card has the advantage of not having to consult the SPC and Serasa. Therefore, it is a card that accepts negative people without providing them with a credit limit, but facilitating access to digital services and online purchases as well as conventional credit cards.

But the advantages, of course, do not end there! So, how about checking the list we made with the main advantages of the Proteste card? Let's go!

So, now you have a good idea of what are the main advantages of acquiring a Proteste credit card. Pretty cool, isn't it? 

Well, think of it as a helper for your financial organization, since as it is a prepaid card, it does not offer risks of further indebtedness with revolving interest rates, like a conventional credit card.

But, as we always say here at Senhor Panda, a credit card is not just about advantages. So, keep an eye out for features that you may find disadvantageous in this Proteste financial product. So read on and check out what we consider to be potential downsides for the customer.

How about we start with the general disadvantages of a prepaid? Well, whoever acquires a card in this prepaid modality will not be able to count on some benefits exclusive to conventional credit cards, such as installment payments and credit limits. 

But there is also a balance limit that you can load on the card, according to the prepaid category, and in the case of Proteste the limits are:

So, if you are considering applying for the Proteste credit card, remember these features, which may be disadvantageous for some people. In addition, despite being a card without annual or monthly fees, it is necessary to think about the other fees that the card has.

For example, you don't pay a monthly fee but pay a membership fee to have the card, in the amount of 14.90 reais. However, Proteste states that the first request will be free, and the membership fee occurs when requesting an extra card.

But there are also other fees to consider, such as the one to ask for a duplicate card, costing 10.90. In addition, you pay the amount of 2.90 reais for each top-up using the payment slip you make on the prepaid card. In addition, there are fees for other financial operations using the Proteste credit card, such as:

That is, depending on your financial operations routine, the card may end up being quite expensive due to these additional fees. In addition, for those who want to use prepaid abroad, withdrawal fees are higher than similar competitors.

So, these are the main characteristics of the Proteste credit card that can be seen as disadvantageous by the customer. But if you want to know our conclusion about the card, keep reading and check out what we think about ordering one of these to call yours.

The shortest answer would be: YES, he is worth it. However, there are some conditions that can make the Proteste credit card more advantageous for you as a customer. So, first it will be more advantageous to apply for a card if you are already associated with the institution Proteste.

But it can also be interesting to register to be able to order yours. Because as a prepaid card, the Proteste credit card offers good advantages over most similar ones, such as a Cashback program and national and international functionality of the Mastercard brand.

However, it is necessary to consider that there are many fees and charges for using your card, despite the fact that it has no annual fee or monthly fee. So, take all this into account before deciding on the Protest card. 

So, we conclude that yes, the card can be a good prepaid option. However, keep in mind all these pros and cons that we talked about in our article so far before deciding.

But if you've read everything, thought, and are sure that the Protest card is what you need at the moment, how about checking below the correct way to order yours?

Because if you've already thought about all the advantages and disadvantages that the Proteste credit card has, it's time to understand how to apply for yours. So, just access the institution’s website, click on the “Card” tab and then “I want this card”. 

Therefore, you will need to complete the online registration. But remember, only those who are already members of Proteste can apply! Therefore, if you are not yet a member, you will need to join first, which you can also check directly on the institution's website, clicking on the “Try it out” option.

Then, submit your request after joining, and wait for your request to be approved. After that, the card arrives at the residential address you entered in the registration, just unblock your credit card through the application.

This brings us to the end of our exclusive article on the Proteste prepaid card. So hopefully now it's easier to understand the pros and cons of this card, and decide if it's worth it.

But if you want to understand in more detail how to order your Proteste credit card, just click on our recommended content below.