The Pão de Açúcar credit card was developed to serve different consumer profiles. Because it offers exclusive benefits that can improve your shopping experience, as well as access to Mastercard programs.

Furthermore, credit cards are a good choice for people who prefer to use them as a way to accumulate points, which can be sold or exchanged for airline tickets and/or products.

So, check out the advantages, disadvantages and how this credit card works below. This will make it easier to make the best decision regarding your order.

Although the Pão de Açúcar credit card works like other cards on the market, it is ideal for consumers who make purchases at the units of this large supermarket chain.

This is because the card is internationally accepted and offers special discounts on purchases of different products. As well as free shipping on orders over a certain value.

In this way, with a credit card, customers can make purchases in physical and virtual establishments with practicality, security and savings. This is one of the great differences of the Pão de Açúcar card.

Itaú is the bank responsible for issuing and managing the Pão de Açúcar credit card. Because of this, customers can enjoy the advantages of cards that have this brand and the exclusive benefits of the supermarket chain, such as:

Despite the many benefits of the Pão de Açúcar credit card, it also has some disadvantages compared to other products in the same category on the market. The first of these is the requirement for a minimum income of R$800.

After all, there are credit cards from supermarket chains that do not charge their customers for this requirement. Another negative point is that you need to pay an annual fee of R$216.00, which can be paid in 12 installments of R$18.00.

Finally, this credit card does not have a benefits program. This can be a big disadvantage, especially for those looking for more advantages when purchasing.

The Pão de Açúcar credit card is worth it for consumers of this supermarket chain. After all, it allows you to get a discount on your purchases and even save on travel by accumulating miles.

Additionally, by making the same purchases frequently, you can accumulate points. They can be exchanged or even sold for products of your choice, airline tickets and shopping vouchers.

Therefore, we consider that the Pão de Açúcar card is a good tool to avoid high expenses on purchases in supermarkets. And, unlike other similar products on the market, it offers real benefits to customers.

It's easy to apply for your Pão de Açúcar credit card. Because, with the convenience of digital media, in just a few steps you can carry out the entire process in just a few minutes.

To do so, simply access the network's website and select the Pão de Açúcar card you prefer. From there, you will be redirected to the Itaú bank platform where you must enter your personal and financial data.

Then, you must continue completing the other steps of the process. Once you submit your request, it will be analyzed and if approved, you will receive your credit card at the address provided.

Generally, the card is delivered within 10 days. After that, you must unlock it as instructed and you can use the credit card at any establishment that accepts the Mastercard brand in Brazil or abroad.

To find out more about how to apply for a credit card, click the button below and learn the step-by-step guide to getting yours.