Increasingly, the Brazilian prepaid card market is expanding and offering several options to its customers, which brings great advantages to those who are negative with the credit protection agencies. So how about getting to know the Opa credit card! Visa, which is one of those good options.

Because this type of card, like all prepaid cards, does not carry out a credit score consultation, facilitating access to those who have restrictions on their CPF. But the card also works in conjunction with the Opa! digital account, which adds several other functions and options to the prepaid card.

So, if you're finding it interesting, keep in mind that it's not a conventional credit card, so you won't have access to a credit limit, right? Thus, you will need to load amounts on your credit card balance Opa! Visa, to be able to enjoy online shopping, subscriptions to digital services and also in physical establishments.

But how to recharge? So keep reading and check it out below.

Well, it's very simple! All you have to do is choose one of the three options: bank transfer, bank slip or credit card. In addition, everything can be done through the Opa! Visa.

In addition, there are three plans for those who want to apply for an Opa! card, they are:

So, now you know how the Opa credit card works! Visa. But for you to understand even better the pros and cons of this prepaid financial product, how about checking the rest of our article with the advantages and disadvantages? Let's go!

How about we start talking about the benefits of owning a prepaid card? So, one of the biggest advantages you will have is the possibility of applying for an Opa! Visa even if you are a negative person.

But the benefits don't stop there! Because the card Oops! It brings together a number of other positive points, such as:

So, you just saw how many advantages and features the Opa! Visa own? But we know that some characteristics can be seen as negative by some customers. So keep reading and check out what we consider disadvantages of this credit card, below.

Because here at Mister Panda we always emphasize that financial products will never have only advantages. Including, what can be an advantage for you, can also be a disadvantage for another customer profile, right?

So, check out the card's negative points in general, in our opinion: first, like all prepaid cards, it doesn't offer customers a credit limit. Therefore, you will not be able to buy in installments, only in cash.

In addition, prepaid requires you to top up every month so that your Opa! Visa to have balance and can be used in purchases, payments and digital signatures. So, you need to pay attention to always maintaining the balance amount you will spend that month, so as not to run the risk of failing to pay for subscriptions and other recurring expenses.

In addition, the Opa! it has some monthly fees, as well as fees for financial operations that exceed the free limits for your plan. So, pay attention to all this before you decide for that prepaid credit card.

In general, the Opa! Visa has many attractions for its customers, such as the Visa flag, the digital account and cashback for cell phone recharge. Furthermore, the institution Opa Pagamentos, which is responsible for the card, has a good reputation among its customers.

So, for those who are looking for a credit card but are negative, the Opa! can be a good alternative. But take into account the existence of fees and charges for financial operations on your digital account.

However, in general, the card is very worthwhile because it has good advantages, it counts for both Individuals and Legal Entities, and also a functional application. So, we conclude that YES, it is worth requesting a card for yourself!

But if you also came to that conclusion, how about checking below the correct way to order an Opa card! to call your own? 

Because if you are absolutely sure that it is from the Opa! Visa you need right now, it's time to order yours. But how to make the request in a correct and practical way?

Well, don't worry: all you have to do is access the digital platform of the financial institution Opa Payments. Then, right on the main page you will be able to see some information about the card, and you must click on the button “Order mine now”. Thus, you will see a new page with a registration form that you must fill in with your personal data, address, email, among others.

So, after the request, just wait for the approval of your data, and then the card will arrive directly at the residential address you provided in the company's registration form.

Thus, we have reached the end of our article with everything you need to know to decide whether or not to opt for an Opa! Visa. But if you want to know more and in more detail about the application process, just check out our recommended content below.