Perfect for book lovers, the Livraria Cultura credit card has a special points program. Through it, each real spent at the bookstore is worth 10 points and purchases at other establishments add up to 1 point.

In addition, the credit card offers several extra benefits as it is issued by Itaú bank. And, you can even choose Visa or Mastercard flags, depending on your consumer profile and your needs.

So, to learn more about this credit card, as well as its advantages and disadvantages, read on. That way, it will be easier for you to assess whether or not he is a good fit for you.

Although it is a store card, the Livraria Cultura credit card works like the others you are used to using. However, it has other functions in addition to facilitating purchases in thousands of physical and online stores.

In addition, when using your Cultura bookstore card, you can accumulate points. In fact, each real spent in bookstores is equivalent to 10 points on your card. On the other hand, the same amount spent in other establishments adds up to only 1 point.

These points can be exchanged for various exclusive benefits, such as discounts on products in the store. Thus, book lovers can get new titles at a special price.

The Livraria Cultura credit card can be applied for by anyone, as long as they are at least 18 years old and have no restriction on their CPF. In addition, proof of monthly income of at least R$800 is required.

Thus, by having access to this card, you will be able to enjoy some advantages. So, check them out below:

So, despite the advantages that the Livraria Cultura credit card offers, it also has some negative points. The lack of partners to exchange points for miles and not being available to people with negative names are some examples of this.

In addition, the annual fee is another disadvantage of this card. After all, to use it you have to disburse a monthly amount of R$292.00 that can be divided into 12 installments of R$24.33 that are included in the invoice.

As there are credit cards on the market that offer similar advantages and do not charge an annual fee, these points can be real impediments, especially for those who plan to apply for the Livraria Cultura card.

The Livraria Cultura credit card is worth it for anyone looking for a basic card. After all, it allows you to make purchases in physical or virtual stores in Brazil and abroad, in addition to obtaining the advantages listed above.

So, if you want to get a credit card with an excellent points program or the possibility to access VIP lounges at airports, then this might not be an interesting option for you.

In that case, it would be better to opt for the Gold or Platinum line of one of the brands, for example. Hence, it is important to consider all the pros and cons of the card before going through the entire application process.

So, customers can apply for the Livraria Cultura credit card in several ways: through accredited stores, through the Itaucard application or through the Banco Itaú website.

To do so, you need to have your personal documents, as well as updated proof of residence and income. Then, just wait for the result of the credit analysis and the approval of the card.

Find out more details on how to apply for this credit card by clicking the button below. Thus, you will know all the details of how to request yours in a simple and practical way.