Initially, the Impact Bank credit card is part of the Impact Bank digital bank whose purpose is to reduce inequalities through sustainable development. In this regard, it seeks to influence people, companies and large organizations to add socioeconomic and environmental value.

So today we're going to show you how the Impact Bank credit card works and other useful information about your digital account! Check out!

Well, the Impact Bank credit card is a prepaid card linked to the Impact Bank digital account and has a Mastercard brand. In it, you need to have available balance in the digital account to be able to make purchases with the credit card.

And besides, it's an ideal card for people with a dirty name, because it doesn't do credit protection bodies analysis!

To use the card, you can use it both for purchases in physical stores and online stores, as long as you have an available balance in your account. And yet, you can generate virtual cards to be used in e-commerce.

It is also a card that has international coverage and allows you to access a digital account, where you can check your card bill and even make payments!

So, the first advantage is that this card is accessible to people with bad credit. That's because the bank does not do credit analysis, allowing anyone to have access to the card.

Another advantage is that the card has international coverage, that is, you can make purchases in national and international stores. Too much isn't it?

And you still have a digital account where you can have access to everything that happens with your card and you can even pay monthly bills through the app!

Therefore, this card offers several advantages, including the absence of charging fees, since it only charges monthly packages for Individuals (free monthly fee, basic R$ 15 and premium R$ 26) and for Legal Entities (free monthly fee, basic R$ 29 and premium of R$ 40). 

And in addition, he can charge some fees according to the transactions carried out with the card!

It is important to mention that customers receive R$0.10 in return for each transaction with fee and up to 0.1% of the entire amount transacted in the card machine for the Transformation Fund – a philanthropic fund with its own governance. And the account holder will be able to follow everything through the bank app!

Well, one of the disadvantages of the card is that the digital account still does not have investment options.

On the one hand, there are several cards on the market that offer digital accounts with a variety of financial investment options. On the other hand, Impact Bank still does not provide this service!

Another disadvantage is that the card is prepaid. That is, purchases cannot be paid in installments, they must be paid in cash. So, for those who like an installment plan, it may not be an advantageous option!

Therefore, even though it is a very interesting card, it is necessary to calmly assess the disadvantages, especially if you have financial issues to pay off. Maybe not a good option!

Well, according to our research, the Impact Bank card is a worthwhile card. That's because it has an innovative proposal to ensure sustainable development, combined with a very interesting strategy with quality services!

So, if you are looking for a bank that offers services to both individuals and companies and that has the purpose of contributing to the end of poverty and unemployment, and guaranteeing economic growth and reducing inequalities, Impact Bank is the right choice!

To apply for a credit card is very simple. Just install the bank application on your mobile device, or open your account through the Impact Bank website. After that, just fill in your personal data and create a password for the account to be opened!

Soon, just proceed to the card request! Therefore, the Impact credit card is a great option if you are looking to align quality services with sustainability!