Learn all about how the Higa's credit card works and check out how it can be a great ally in your purchases at the Higa's chain of stores. This is because it facilitates customer access to differentiated prices, discounts, promotions, an application for consultation and a period of up to 45 days to pay the invoice. So read on, we'll tell you all about this card.

In 2014, DMCARD entered into a partnership with the Higa's supermarket so that together they could create the Higa's Private Label credit card, that is, for exclusive use in the Higa's chain stores.

Thus, for customers who usually buy online, it has become a good alternative, as it has an innovative proposal with discounts and differentiated prices on products, as well as a special payment term.

It is worth mentioning that it has a 12x annuity of R$ 12.90, but the amount is only charged when there is an invoice. So, if you are already a Higa's customer or know the chain, this card may be a good option, remembering that it cannot be used in other establishments.

So, the Higa's card limit is not informed by the network. But you can check this value at one of the stores at the time of credit analysis during the application process. It is worth noting that the network does not require a minimum income, so the limit will be defined based on your financial profile.

So, know the advantages and disadvantages of this card, below.

Among the advantages of the Higa's card is the fact that you have up to 45 days to pay the first invoice, as well as the prices of all products in any of the stores in the Higa's chain will be differentiated for customers registered with the card.

And, in addition, applying for the card is also simple, fast and secure, and can be done at any of the stores in the network, just having your CPF and RG in hand. If approved, you will receive a provisional card and within 15 working days, you will receive the definitive card. In addition, invoices can be paid at network stores or at bank branches or lottery outlets.

Also, you can have access to everything that happens with your credit card in the DMCARD application responsible for issuing the card. Finally, there is also an exemption from the annuity when there is no outstanding invoice to pay.

Despite having several advantages, the biggest disadvantage of this card is the fact that it can only be used at Higa's chain stores. Just like he charges annuity. So, if you are looking for a credit card to use in other establishments and that has fee exemption, this card is not the best alternative.

So, to apply for the Higa's card you will need to go to one of the chain stores in person with your personal documents and the approval is immediate. So, to see the step by step of this process, click on the recommended content below.