Cards
Discover the Ewally credit card
For negatives, having one more credit card option that allows them to enjoy various advantages is ideal. Learn more below.
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How does the Ewally card work?
At the outset, we have to say that the Ewally Credit Card is a prepaid card. That is, to be used it is necessary to have credit, which can be added in different ways.
So, Ewally is a fintech regulated by the Central Bank and has Rede 24 Horas, Bradesco Expresso and Alelo as partners, and most of the services available are free. It is also ELO-branded and has international coverage.
Among the ways to add credit to the card are:
- By means of a cash deposit;
- Or, through the generation and payment of a bank slip;
- By using the limit of another credit card that you have;
- And, through a physical point Ewally.
It is important to mention that this physical Ewally point can be found in the bank application that will help by showing which one is closest to your residence.
However, we also need to say that there may be cash withdrawals as long as it is in the minimum amount of R$10.00 (ten reais), that is, amounts below this only are transactions through the digital account.
Therefore, it is a great credit card option to use on a daily basis. Below is a table with the main information about the card with regard to minimum income, annuity, flag, coverage and other benefits of using the Ewally prepaid card.
| Minimum Income | FREE |
| Annuity | FREE |
| Flag | LINK |
| Roof | INTERNATIONAL |
| Benefits | free account Bill payment 24 hour recharge Money transfer payment collection Withdrawals on the 24 Hours Network, Bradesco Expresso and Alelo |
How to apply for Ewally card
See how to apply for the Ewally Card in a simple and informative way. Check out how to acquire this credit card with all its benefits!
What are the advantages of the Ewally card?
Well, let's get to know the advantages of the Ewally credit card:
- Payment of bills by card;
- Conducting money transfers;
- Enables collection of payments;
- Allows you to add money to the account for free;
- Allows withdrawals to be made at ATMs in the 24-hour Network, Alelo and Bradesco Expresso;
- Does not consult the SPC and SERASA when opening the account, allowing negative credit card access.
Well then, it is a great card alternative, mainly due to its accessibility to users with a dirty name who may have a new option.
What are the downsides?
So now let's mention the disadvantages of the Ewally card, they are:
- At first, the first disadvantage is the fact that requesting and sending the Ewally prepaid card costs R$4.00;
- Another disadvantage is the recharge of the card using the card limit of another institution and the charge of 5% of the amount;
- Thus, when recharging the card using the existing balance in the digital account, 1% is deducted from the transaction value;
- Also, sending money from the app to a Bradesco account charges 1% of the financial transaction amount, which becomes a disadvantage for users.
Therefore, it is necessary to make a good assessment to know whether or not it is worth having the Ewally credit card, as we will show below.
ewally card it is worth it?
Well, this credit card is ideal for people with a dirty name, as it does not carry out research at credit bureaus such as SPC and SERASA.
So, it becomes one more alternative among several to have a card with a multitude of advantages for negative ones, such as not having to travel with physical money or make bank transfers by going to a bank branch in person, being able to do it online.
However, one of the disadvantages of the Ewally credit card is the fees charged and the few options of physical banks to carry out cash withdrawals, as well as not being able to buy something beyond the amount of limit available.
The fact is that, not being able to buy beyond the available limit helps the user to determine how much to spend and, thus, not to sink into debt.
So make comparisons with other prepaid and online transfer card options to see if this card is a good fit for you. And if you choose to use the Ewally card, continue reading and we'll teach you how to apply.
How to make the Ewally Card?
Well, as we mentioned, this card is safe and simple to apply online and without having to have a minimum income.
Therefore, to make the Ewally credit card and the respective digital account, you need to download the fintech application as we will show below.
How to apply for the Ewally card
See how to apply for the Ewally Card in a simple and informative way. Check out how to acquire this credit card with all its benefits!
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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