Credit card is one of the most used means of payment in Brazil. With it, it is possible to make purchases more conveniently and better control finances. There are several options available on the market to choose from, and among them the Crefisa credit card stands out. 

Therefore, this card is exclusive to Crefisa digital account holders, where the credit function is used only for cash payments. Therefore, it is not a conventional credit card, so it is not possible to share purchases and pay invoices, for example. So it's a great option to avoid debt and control finances. 

So, check out our article and learn more about how this card works, as well as what are its advantages and disadvantages. Let's go? 

So, the Crefisa credit card can be used for purchases in the credit function, but only in cash. Therefore, it is not possible to pay in installments or make purchases online with this card. In addition, customers can recharge their balance, and thus have a limit on purchases. 

The free transfer of amounts between Crefisa accounts is undoubtedly another facility offered by prepaid credit cards. Undoubtedly, this is an interesting advantage, especially for those with families abroad.

Finally, customers who have the credit card can participate in the Mastercard brand benefits program. As well as making cash withdrawals at the 24 Hour Bank terminals, although this option is charged.

The Crefisa credit card offers several advantages to customers. However, the main ones are as follows:

In addition to not being able to pay for purchases in installments, the Crefisa credit card has some disadvantages that should be considered before applying for the card. See what they are below:

The Crefisa credit card is worth it, as it has no annual fee and the Mastercard brand is accepted in several commercial establishments in Brazil. In addition, it is also a good option for people looking for a basic card that is practical to use.

However, we recommend that you analyze your consumption profile and needs before applying for the card. Well, it does not offer the option of paying in installments, which is a disadvantage if you intend to make high-value purchases.

So, by evaluating the pros and cons of this credit card, you can see whether or not it is a good option. However, remember that the main purpose of the card is to make your purchases practical and economical.

Customers who have a digital account with Crefisa can check whether the credit function is available in the financial app, which is available both in the Apple Store and Google Play. Also, it is important to know that the account can be opened for free by anyone through the app.

However, those who do not have an account at Crefisa need to take out a loan from the financial institution in order to apply for a prepaid credit card. To do so, you must attend the service points with the following documents:

In addition, customers must also be over 18 years old, prove income and have no restrictions on their name if they are not civil servants, retirees or pensioners.

Did you like to know about the Crefisa credit card? So how about learning more about the application process? Click the button below and check out the detailed step by step.