The BV Visa Gold credit card is another product of Banco Votorantim, one of the largest financial institutions in the country. The company offers several services, with advantages developed especially for the profile and needs of each consumer.

The BV Visa Gold card, for example, was created for customers who earn more than R$2,500 and travel frequently. After all, all the services offered by the credit card aim to provide more conveniences for the life of this specific public.

So, check below for more details about this credit card, including the advantages and disadvantages it presents. Know more.

The BV Visa Gold credit card is undoubtedly a good option for anyone with an income of at least R$2,500. Because, in addition to the functions of a common card, it has international coverage and allows participation in programs of the flag that manages it.

In addition, with this credit card, users can make purchases and pay in installments. However, it also has other interesting features such as 24-hour emergency assistance and free rental car insurance.

Thus, due to these characteristics, the card is a great alternative for travelers. Both for those who like to explore new places and for people traveling for work. So keep reading to know more details about this credit card.

The BV Visa Gold card is intended for people with a minimum income of more than one minimum wage. Therefore, it offers specific advantages for this consumer profile. Check out what they are below:

So, the BV Visa Gold card presents a range of benefits for customers. However, it's important that you consider each one of them to assess whether this option really meets your needs.

Considering that several card models on the market do not require a minimum income, one of the major disadvantages of the BV Visa Gold card is the need for proof of income. After all, customers must earn a minimum of R$2,500 to access this card.

In addition, customers must pay the card's annual fee, the installment of which is 3x R$ 11.99 or R$179.49 in cash. Therefore, before opting for this model to make your purchases, consider these aspects so as not to have unpleasant surprises in the future.

Overall, the BV Visa Gold card is worth it. After all, you can use it to shop in physical stores and national and international websites without any problem due to its flag.

In addition, despite having an annual fee, customers who use this credit card have access to discounts and even complete exemption from this maintenance fee. This is subject to the range of expenses on the card bill, as the more you use this payment method, the lower the fees charged.

These functions, associated with points programs and special discounts, make it an excellent alternative for those who travel a lot and shop frequently using their credit card.

To apply for the BV Visa Gold card, you need to provide your personal data and provide proof of residence and income equal to or greater than R$2,500. In addition, you cannot have your name negative in credit protection bodies such as SPC and Serasa.

After sending your data, the bank will carry out a credit analysis to determine whether or not the credit card is available for your profile. To learn more about this process, click the button below!