Are you looking for a credit card that can offer advantages and benefits even for those who are negative with credit protection agencies, such as SPC and Serasa? Then we think you need to know the Brazilian Business Bank credit card!

But why? Well, this financial product was born to bring exclusive advantages to negatives, unlike other cards that accept those with CPF restrictions. Thus, the Brazilian Business Bank card, a financial intermediary also known as BBB, proposes to provide a simple and fast credit limit.

That is, it is not a card that accepts negatives because it is a prepaid card. Because it is a common credit card, so it can be used with a credit limit. But the best thing is that all this can be requested online, and free of a lot of bureaucracy.

So, those who have restrictions on the CPF but are looking for a credit card that is not a prepaid one, may find the Brazilian Business Bank credit card an excellent option. But best of all, the credit limit can be quite high, even in these cases where the holder is negative. 

Thus, the BBB card provides a quick and bureaucratic response for those who need credit. But the benefits don't stop there! So, for you to better understand the benefits that a Brazilian Business Bank card can bring you, just keep reading and check out the rest of our article. Let's go?

The BBB credit card is one of the most sought after in the country, and offers a good variety of advantages to those who subscribe to this financial product. For example, the flagship is due to the pre-approved limit after the first month of using the card.

For example, the customer who receives his Brazilian Business Bank credit card today, may request after 1 month the release of a credit limit of 10 thousand reais. In addition, even those who are negative can do the same thing, reaching a credit limit request in the maximum amount of 25 thousand reais. Very interesting. it is not?

In addition, you have an exclusive application to manage your card, as well as access to a digital account, among other additional advantages, such as:

So, did you just see how many good advantages? But in addition, BBB customers can count on exclusive financial products in an easier way, such as personal loans. 

In addition, it has the benefits of the Visa Classic brand and also a Mastercard option. But this will depend on the issuing financial institution (Brasil Pré-pagos for Visa and ZenCard for Mastercard).

So, if you're curious, find out the card's weaknesses as well, below.

The Brazilian Business Bank credit card has good strengths, but it also has its disadvantages. So, check out what we've reviewed and found potentially unfavorable to customers on this credit card.

For example, the card is issued by Brazilian Business Bank which, despite its name, is not a bank or financial institution. That is, BBB is an intermediary company for financial institutions that issue the card, such as Brasil Pré-pagos and ZenCard.

But why is this a disadvantage? Well, in practice, as an intermediary, Brazilian Business Bank charges extra fees on your card, in relation to the fees that financial institutions have already established.

Thus, whoever acquires a Brazilian Business Bank credit card will be able to pay higher fees than if they applied for a card directly with the issuing finance companies. So keep that in mind before applying for your credit card.

In addition, the card has a series of fees for financial operations such as:

But after all, is it worth applying for a Brazilian Business Bank credit card? To find out, keep reading our article and check out what conclusion we reached.

In general, this will depend on your situation at the moment. For example, for those who are negative and looking for a credit card that offers a limit, the BBB card may be a good option at the moment.

But for those who are in a position to apply for a common credit card, that is, those who are not negative, there are other more interesting options on the market. 

However, even for negatives, it is interesting to reflect on all the fees you will have to pay when using the card. Also, think about the fact that the company is an intermediary, and the possibility of requesting a credit card directly from issuers such as Brasil Pré-pagos and ZenCard.

But if you've read our article up to this point and come to the conclusion that a Brazilian Business Bank credit card is what you're looking for, how about learning how to apply for one?

So, basically, you can request the card through an online form, or directly through customer service over the phone. So, if you need to apply online, just access the Brazilian Business Bank digital platform, and look for the “Card” option in the menu.

So you will be directed to a page with more information about the card. Then, click on the “Request card” button, and the page with the online registration form will appear. Therefore, just fill in the form with your personal data, address, telephone, e-mail, RG, CPF and monthly income. 

After that, send your request and wait for the sending confirmation email. You will then receive a response with the result of your assessment within 1 business day. Thus, once the card is approved, it will be sent directly to the residential address you provided in the online form, simply activating the card when you have it in hand.

So, did you see how practical?

And so we come to the end of our exclusive article about the Brazilian Business Bank card, with its features, pros and cons. So hopefully it's easier to decide now if yours is worth ordering. 

But if you're already sure and want to know in more detail how to make the request, just check out the recommended content that we've separated for you, right below!