Initially, the Balaroti credit card came to bring advantages to customers who shop at Balaroti stores, as well as at places that accept cards with the Mastercard brand.

And so, when choosing the best credit card option, several doubts may arise, such as minimum income, absence of annuity, scope and credit card application, so let's list the advantages and disadvantages when choosing this card! Check out!

So, the balaroti credit card has several advantages, and the first one is the practicality that the card offers.

This is because you can control and organize finances through the Cetelem application, as well as consult limits and the best day of purchase.

And in addition, the card promises exclusive discounts at partner stores of the Balaroti chain, as well as at partner stores that use the Mastercard brand. You can check the stores on the Cetelem website.

Another advantage is that the customer can use the limit of the card to buy at any establishment.

Furthermore, the additional purchase limit is an exclusive limit to be used for purchases in installments at Balaroti stores and thus gain more time to pay for purchases.

You can also win up to 45 days to pay for purchases, varying according to the purchase date and invoice closing date!

Also, you have a credit limit to help you, and you can apply through Cetelem networks!

So, among the disadvantages of this card are the annual fee, as well as high interest rates, and the request can only be made at Balaroti stores.

Well, from what we've researched, this card is worth it, especially for Balaroti store customers, and for people who buy at Mastercard partner stores.

This is because the card can only be used at these establishments.

And what's more, applying for the card is very simple, just go to one of the chain stores in person and apply for the Balaroti card!

But, the card charges an annuity fee, and has high interest rates, which can be a disadvantage among so many other cards on the market!

The fact is that for customers of this network, the card has several offers and discounts programs that make it worthwhile!

So, now that you already know about the advantages and disadvantages of this card, we'll teach you how to access it, and be able to enjoy discounts; installment conditions at the time of purchases; credit limit increase request, and much more!

To apply for the card, you need to go in person to any of the Balaroti stores. Below, we will explain in more detail how you can apply for a balaroti credit card.