Cards

Get to know the Bradesco Elo Internacional Consigned Card

Learn all about the Bradesco Payroll Card with all the benefits of the Elo brand and annuity exemption in the first year.

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How does the Bradesco Elo Internacional Consignado Card work?

Como funciona o Cartão Bradesco Elo Internacional Consignado (Imagem: KontaAzul)
How the Bradesco Elo Internacional Consigned Card works (Image: KontaAzul)

Bradesco Elo Internacional Consigned Card, as it is a payroll card, you should already know that it requires an income. So it serves only retirees and pensioners from the INSS or public administration. In addition, civil servants (statutory) and public employees governed by the Consolidation of Labor Laws (CLT) also form part of this group.

With the Bradesco Elo Internacional Consignado Card, the minimum invoice amount is automatically deducted from your payroll or INSS benefit. The minimum amount consists of 5% of monthly net income, if your invoice is less than the stipulated amount, you will only pay the minimum.

Having a payroll card therefore guarantees you many advantages, if your request is approved you will be able to make purchases in installments calmly and you will have the payment made by automatic debit.

 Bradesco
Minimum IncomeMinimum wage
AnnuityExemption in the 1st year
FlagLINK
RoofInternational
BenefitsPartner network discounts

How to apply for a Bradesco Elo Internacional card

Benefits of the Elo flag, exemption from annuity in the first year and accepts negatives.

Bradesco therefore offers many facilities and exclusive discounts, here you will find out everything about the bank's payroll card. Keep with us!

Understand how revolving credit works

Entenda como funciona o crédito rotativo (Imagem: BancoBV)
Understand how revolving credit works (Image: BancoBV)

We know that there are months that are impossible to pay the total bill, the bills are tight and you need to stretch the money until you can't take it anymore. It is therefore a good option to opt for revolving credit.

With Bradesco's payroll card, the minimum amount is automatically debited and if it does not correspond to the total amount of the invoice, you can pay the remainder of the invoice for the next month to pay in full.

The revolving credit request can be made through the App or through the telephone service.

What are the advantages of the Bradesco Elo Internacional Consignado Credit Card?

Quais as vantagens do Cartão de crédito Bradesco Elo Internacional Consignado (Imagem: SicrediPioneira)
What are the advantages of the Bradesco Elo Internacional Consignado credit card (Image: SicrediPioneira)

The Elo payroll card does not charge an annuity and is still accepted in thousands of affiliated establishments. Therefore, making a Bradesco Elo payroll card does not require consulting your credit score. It is possible to use the exclusive margin of 5% and make payments automatically.

The additional invoice amount can be paid within the same month or the next. Even the Bradesco Elo Consignado INSS revolving credit rates are cheaper.

In this modality, the assignable margin (5% of net monthly income) is deducted directly from the holder's net salary or INSS benefit. To make sure that the minimum amount will be paid, issuers can offer some more attractive conditions, such as annuity and lower interest rates, longer terms for installments, among other advantages.

There are many facilities that the card has, so let's list the most interesting ones for you:

  • Bradesco Cards Application: in the app you can do almost everything that going to an agency allows. See balance, statement, limit, payment code and much more. The app is available for Android and IOS.
  • infoemail: receive then free in your e-mail, notice of purchases and withdrawals, statement and bank slip to pay the invoices. You may also receive this information regarding the use of the additional card.
  • Outdoor use: therefore, when making purchases/withdrawals abroad, the conversion rate from the dollar to the real will be the rate in force on the day of purchase/withdrawal by the holder.
  • Emergency withdrawal: You can then make withdrawals at Bradesco ATMs or at the Banco 24 Horas network throughout Brazil. You have 70% of the granted limit available for withdrawals, paying in up to 84 installments.

Benefits of the Elo Internacional Consigned Card

Benefícios do Cartão Elo Internacional Consignado (Imagem: IQContas)
Benefits of the Elo Internacional Consigned Card (Image: IQContas)

With this card you are entitled to exemption from the first annuity, not worrying about billing fees for a year.

You will also be provided with a additional card for people in your relationship with half the annuity (R$ 22.50 or 12x of R$ 1.87), with the amount divided into 12 installments you pay and then you hardly realize it, this card is available for people over 16 .

Acquiring the card you have one of the best call centers At your disposal, there are thousands of agencies throughout Brazil to serve you whenever you want. It is very suitable for people who insist on face-to-face assistance to clarify all doubts.

Quick and easy card unlocking, just access the card's website or application, but if you prefer, you can call the Call Center indicated on the back of your card.

Banco Bradesco therefore has many partnerships and its cards always have access to exclusive offers and promotions, which makes your life easier when it comes to getting discounts and promotions at partner establishments.

You also have easy change of payment date, agency, account, address, among other advantages.

Exclusive benefits of the Elo Internacional Consigned Card

Benefícios exclusivos do Cartão Elo Internacional Consignado (Imagem: EmpréstimoValor)
Exclusive benefits of the Elo Internacional Consigned Card (Image: LoanValue)

Therefore, Bradesco is a company that is always looking to renew and update itself, attracting more and more young people. And that's why more and more exclusive advantages are being available to its users, for example.

  • Exclusive offers and discounts for partners in various establishments around the world.
  • Access to concert pre-sale selected national and international
  • automatic participation in sweepstakes and promotions.

What are the downsides?

Quais as desvantagens (Imagem: Xerpa)
What are the disadvantages (Image: Sherpa)

For some people, the annual fee can be an obstacle when deciding which card company to hire. Many companies have a free annuity and exempt the customer from unnecessary charges, but with the Bradesco bank payroll card you pay an annuity after the first year.

Therefore, remembering that if you are retired or pensioner of the INSS, you will be exempt from annuity.

The automatic debit can then be a disadvantage, it is an amount in your salary that you should not count for anything. Well, the amount of your invoice will be automatically debited and your salary will already be taken into account without the amount.

Making cash withdrawals can also harm you at a certain point, if you get out of control financially, for example, this can increase your expenses due to the interest charged. Therefore, before contracting the payroll loan, check if you will be able to pay.

Is the Bradesco Elo Internacional Consignado credit card worth it?

Cartão de crédito Bradesco Elo Internacional Consignado vale a pena (Imagem: MelhoresDestinos)
Bradesco Elo Internacional Consignado credit card is worth it (Image: MelhoresDestinos)

Therefore, checking the quality of a company's service is essential before hiring any service. Therefore, we analyzed based on the Reclame Aqui website, which gathers customer complaints and responses from the brands themselves, assigning grades to the solutions offered.

Bradesco Cartão therefore has a reputation of 7.8 out of 10 on this platform. Therefore, it is an average grade, considered good. About 99.4% of the complaints sent were answered by the company with a solution rate of 79.8%.

But most complaints are due to annuity, undue charges and card issues. In addition, around 68% of people say they would do business with Bradesco again.

How to make the Bradesco Elo Internacional Consigned Card?

Como fazer o Cartão Bradesco Elo Internacional Consignado (Imagem: Foregon)
How to make the Bradesco Elo Internacional Consigned Card (Image: Foregon)

Now, after knowing all the advantages of obtaining the Bradesco de Crédito Consignado card, however, now you must be curious about how to hire one.

So, this is a great opportunity to hire a serious and renowned company in the market with facilities that only Bradesco can offer. Not to mention the security that the Bank offers its customers in case of fraud, theft, etc.

Therefore, here we give you the detailed step by step of how to make the Bradesco Elo Internacional Consignado card. So, don't miss this chance to get credit easily and quickly. But, remembering that Bradesco does not consult your credit score.

How to apply for a Bradesco Elo Internacional card

Elo flag benefits, exemption from annuity in the first year and accepts negatives.!

About the author  /  Heloisa Trindade

I'm Heloisa Trindade, journalist at DRT 1424/MS in Campo Grande, graduate in publicity and advertising at Estácio de Campo Grande, editor and content producer for 4 years. My passion for reading and writing came since I was a child, influenced by my mother. In the midst of a financial crisis, I discovered that I could use my passion to generate income and that's when I started my first blogs. My goal is to always deliver true, quality content and information to our readers.

Reviewed by  /  Junior Aguiar

Senior Editor

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