There is no doubt that prepaid cards came to revolutionize the market. After all, thanks to them, people who are negative in Serasa or SPC have the opportunity to have a card that goes through the credit function to call their own. Knowing this, the traditional banks started offering these products to their customers, as is the case with Bradesco and its Bradesco Din card. Learn more about it!

Before we start talking about the Bradesco Din card, it is important to unravel a little more about prepaid cards. Could you tell what they are? If not, rest assured that, by the end of this topic, you will be adept at it!

The prepaid card is nothing more than a rechargeable card. To make it easier, think about your city's public transport card. You can use your ticket as many times as you want until your balance runs out and, when that happens, you need to deposit more money in it to use it again. That's how it works, isn't it? Know that this is the same logic of the prepaid card.

That is, just like public transport tickets, in the case of prepaid cards, it is also necessary to deposit money on it before using it. However, unlike a debit card, you can pass it through the credit function, which will help you a lot with your day-to-day purchases, since payment applications, subscriptions to streaming services and virtual stores often only accept credit payment.

However, attention! Prepaid cards work as debit cards, that is, they deduct the money from your purchase at the time, but you pass them on to the credit function. This, in turn, means that you cannot pay in installments for a purchase, paying only in cash, and there are no future invoices to pay. Although it is a negative point, know that this feature gives you greater financial control, as you do not create future debts and only spend what you have.

As we mentioned in our introduction, prepaid cards are definitely gaining ground in the market. It is no coincidence that traditional banks are joining the wave, as is the case of Bradesco, which created a product to call its own, the Bradesco Din card, which is issued in two versions, the Elo card or the Visa card.

With the Bradesco DIN card, you can do everything you could with a traditional credit card, which can be used for purchases in Brazil, abroad and on e-commerce sites. There are no objections to its use, as long as it is always used in the credit function. It is also possible to make domestic withdrawals at Bradesco and Banco24Horas ATMs, in addition to international withdrawals of up to R$ 5,000.00 per month.

Another interesting detail of the Bradesco Din card is that it will be possible to use it to receive a salary. To do this, simply apply to the bank where you currently receive the money. But stay tuned! If you do not want to receive your payment on your card, you will have a certain limitation when inserting money into your account if you are not a Bradesco account holder. That's because you can only make deposits on the Bradesco Expresso network, which has more than 65,000 points spread across Brazil.

Oh, and there's more! It can be requested through the application for iOS and Android or on the computer through the official website, the Bradesco Din card does not require proof of income or credit analysis, as is usual with prepaid cards. Consequently, it becomes a great alternative for those who are negative, since the bank does not make the traditional consultation with Serasa and/or SPC.

Now that you know the Bradesco Din card, understand what its advantages are. That way, you'll know exactly what you're taking home – and you'll see for yourself that it's no small feat!

As we have already mentioned, one of the main benefits of the Bradesco DIN card is the fact that you do not need to go through a credit analysis and you will be able to make your purchases in physical stores or online on national or international websites, even with negative credit. This is because, as it is a prepaid card, you do not request credit from the bank, since you can only use it up to the amount you deposit on it.

Is there anything more unpleasant than applying for a card and having to pay a maintenance fee for having it? Of course not? So, if you are also bothered by this common practice of banks, know that the Bradesco Din card does not charge you absolutely nothing to use it. Yes, that's exactly what you read! Isn't this wonderful news?!

Think of the following situation: you deposit an amount on your prepaid card and, occasionally, your checking account is empty, with only the money on your card. In the meantime, you need to make a transfer – so, how to do it? Rest assured that, with Bradesco Din, it is fully possible to transfer values between cards and also to Bradesco accounts or payment accounts. That is, if something unforeseen happens, the last thing that will happen to you is to be left in the lurch.

Recharging the Bradesco Din card is much easier than you might think. To top up your balance, just deposit money in cash at a Bradesco Expresso correspondent or make a transfer or TED from another account, from any person or institution. Simple and quiet process!

If you're a movie buff, you'll love this advantage of the Bradesco Din card: with it, you get 50% off your movie ticket, small popcorn and 500ml soda or juice at the Cinemark network throughout Brazil. Want to know more? Then access the page banco.bradesco/cinemark and discover this incredible benefit.

Nowadays, it is very difficult for someone to go to the bank to resolve any issue. After all, with internet banking applications, everything has become easier to solve inside the house. Obviously, with the Bradesco Din card, it would not be different. The product has its own app that allows customers to control their balance, movements, transfers to other DIN cards, Bradesco accounts or other banks.

Coming to the final stage of our text, it remains for you to know the small details of the Bradesco Din card. After all, it is extremely important that you know everything about the product because we are dealing with your financial life, isn't it?

The first important piece of information is that, although it has no maintenance cost, the Bradesco Din card has some fees that you need to be aware of. Check it out:

Unfortunately, Bradesco DIN even charges for transfers to Bradesco customers, the only exception being for other prepaid bank accounts. In addition, payments with the card do not have a fee or limit and those made abroad will be converted into US dollars according to the current exchange rate, with “other charges” being charged, such as the IOF. Oh, and an observation: the card can only be loaded in reais.

And, finally, who can buy the Bradesco DIN card? In this case, anyone aged 14 or over, without the need to have a checking account, prove income or have a clean name with the SPC and Serasa. So, is it within the bank's requirements to apply for your Bradesco Din card? If so, then don't waste time and find out right now how to order yours!