Cards
Discover the Access Card
The Acesso card is a good option for those who don't want to get into debt and want to make purchases in installments or online. Discover all the features in the text below.
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How does the Access Card?
To create an emergency fund, pay your employees, for those who want to give their child an allowance without paying in cash or because he is not yet allowed to have a bank account, the Access Card is used. For these and more functions, we invite you to get to know the Access Card with us.
This card works in the prepaid function and is a practical option to be contracted, which helps the consumer so that he does not need to carry money around. So that it works as you wish. Without running the risk of having to pay interest if the invoice is late.
The prepaid card has conquered many people because it is a fast and safe alternative, perfect for you who are entrepreneurs and want to receive the value of your sales. In this way, the Access Card can be recharged with a deposit into an account, online debit and deposit into an account.
Here we will let you know all the features of this card. We separate advantages and disadvantages to remove once and for all the image that the prepaid card is not good for much. Stay with us and check out all the features, advantages, disadvantages and finally how to hire the Acesso prepaid card.
Access | |
Minimum Income | not required |
Annuity | R$ 5.95 |
Flag | MasterCard |
Roof | International |
Benefits | Mastercard Surprise |
Request the Access Card
See now how to apply for the Access prepaid card with a simple, quick, easy and safe step by step.
What are the advantages of Access Card?
The Acesso card only works if you deposit some amount on it, that amount you deposit turns into a balance on the card that can be used for national and international purchases in places that accept the Mastercard flag.
Being a huge advantage for those who cannot control themselves when shopping, but need limits. With the Access Card you only spend the credit you deposited and it is deducted instantly, unlike a credit card that you buy to pay later.
Check out all the advantages of acquiring the Access card here:
- Set the limit you want: For those of you who are trying to control your spending or give your child their allowance in the form of a credit card, this is a great opportunity to get the Access card, it only works with the money you put in it.
- Impossible to get into debt: if you're the one who sets whatever limit you want, there's no way you can get into debt or get dirty.
- No invoice at the end of the month: you don't have to worry about another bill to be paid at the end of the month, as the Access prepaid deducts the amount you use directly from your card balance. All in a simple and practical way to facilitate your finances.
- Without consultation with the SPC or Serasa: If you're negative, with a low credit score or even can't get a credit card at any establishment because you don't have any transactions in your CPF, don't worry. Because with the Access card no consultation will be made with credit protection bodies, rest assured that your card will be approved.
What are the downsides?
As nothing that glitters is gold, there are some functions that may represent a disadvantage, depending on your needs. Here you will meet all of them.
- Fee for top-ups below R$ 500: for top-ups below this amount, an extra fee of R$ 2.50 will be paid. But for amounts above R$ 500 you are exempt from these additional fees. This can represent a disadvantage if your recharges are of low values.
- Fee for withdrawals: unfortunately you will also pay a fee for each withdrawal worth R$ 8.95. Representing a disadvantage if you want to withdraw a low amount like R$ 10 for example. That way with the tariff it would be withdrawn from your account R$ 18.95 and that's almost double.
- Pay annuity: the card has an annual fee of R$ 5.95 per month, it is a maintenance fee that guarantees excellent customer service. However, if there is no balance in the account, this amount will not be deducted and you will not owe anything.
- Does not allow installment purchases: the card can work in the credit function, but it does not allow the payment of purchases in installments. Therefore, the credit function of the Acesso card is only to facilitate and enable you to use it in any physical or online establishment.
Credit Card Access it is worth it?
After you know the pros and cons of the card, we'll help you decide whether or not the Access card is worth it.
And the answer is: it depends on your need. If you can't get a card because you don't have a high score or because you don't have a fixed income, it's really worth hiring the prepaid access, as it allows you to shop at any physical establishment or online without complications.
You also don't need to be making withdrawals at all times, always choose to pay with the card, so you don't have to pay the withdrawal fee.
However, all these fees can be a little daunting, making other prepaid card options more attractive to you. Therefore, our advice is that you research all the prepaid card options well and choose the best one for you.
We have several reviews like this on our website, it's really worth checking them all out.
how to do Access Card?
As you already know, the Acesso card is a card where you put the amount you want and use it in physical establishments or online until the limit runs out. That is, it is impossible to go beyond the limit that you yourself have set.
Therefore, an option is ideal for you who want to have complete control of your expenses. Because you only carry the amount you want, in a practical way without having to carry money around.
But if you liked all the features, we'll also help you with the step-by-step process to sign up for Prepaid Access.
There are many advantages that bring modernity and practicality to your everyday life. Not using money, in addition to bringing more security, is a modern option that is already becoming popular all over the world. Don't be left behind, invest in online payments and with the Acesso card.
We guarantee that hiring is quick and hassle-free. Access the link and learn how to apply for the card. Access now and make your first recharge.
How to apply for the Access Card
See now how to apply for the Access prepaid card with a simple, quick, easy and safe step by step.
Reviewed by / Junior Aguiar
Senior Editor
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