loans

Discover the Piki loan

The Piki personal loan accepts bad debts and has an innovative way of making payments. Because he debits the installments in the consumption account. Learn more about him in this post!

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Discover the loan with debit on the electricity bill

Saiba tudo sobre essa modalidade de empréstimo! Fonte: Piki.
Learn all about this loan modality! Source: Piki.

In summary, the Piki personal loan is a very innovative type of credit. Basically, from it, users can make a loan in which the amount is debited from a consumption account.

That way, it's easier not to forget to pay and become a defaulter! In the table below, you can see its main features.

Minimum Incomenot informed
Interest ratenot informed
Deadline to payUp to 18 months
release period1 business day
loan amountFrom R$500.00 to R$2,500.00
Do you accept negatives?Yes
BenefitsImmediate approval
Charged to your electricity bill
Process 100% online
Loan features

How to apply for the Piki loan

Find out how the application process works here!

Therefore, continue reading to check out the post below for more information about this loan and how it works!

Rural loan: find out how to apply for yours!

Find out everything about the rural loan here.

How does the Piki personal loan work?

In summary, the piki personal loan is a type of credit where the value of the installments is added to a consumption bill, such as electricity or water. That way, the risk of you forgetting to pay the debt and getting a dirty name is much smaller.

Basically, the Piki loan can only be taken out by those who live in Ceará, Goiás, São Paulo or Rio de Janeiro. Therefore, it is also necessary that the account be in the name of the user who will request the loan.

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What is the Piki personal loan limit?

After all, the Piki loan can be requested for a minimum amount of R$500.00 and a maximum of R$2,500.00. This amount can be paid in up to 18 monthly installments.

Thus, due to the low loan amount, Piki does not require a high credit score to access the loan. Therefore, even those who are negative can request it.

Piki perks

Conheça as principais vantagens do empréstimo! Fonte: Pexels.
Know the main advantages of the loan! Source: Pexels.

The Piki personal loan offers several advantages for those who decide to apply for it. Among all of them, we highlight that he:

  • immediately approves the loan request;
  • collects the first payment within 30 days;
  • deposit the money within 1 business day;
  • It has rates that are competitive with the market.

Key features of Piki

Piki is basically an online 100% personal loan fintech. In this way, it is possible to apply for a loan without leaving home and immediately receive the money in your account.

In addition, it is one of the only financial institutions on the market that allows amounts to be debited from your consumption account. This guarantees that no parcel will be forgotten.

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Who the loan is for

To use the Piki loan, it is important to pay attention to some limitations that it has on who can apply for it. Among its requirements, it is necessary that the person:

  • do not have consumer bills in arrears;
  • be between 21 and 79 years old;
  • is the holder of the consumption account;
  • resides in the states of Ceará, Goiás, São Paulo or Rio de Janeiro.

How to take out a Piki personal loan?

Saiba como o processo funciona! Fonte: Pexels.
Find out how the process works! Source: Pexels.

If you liked the proposal for this personal loan and want to make your own, you can start checking out the blog post below that shows you the complete step-by-step to apply for the loan in the main channels of Piki!

How to apply for a Piki loan

Check out the main guidelines for making the request.

About the author  /  Leticia Jordan

Hello! I have a degree in Marketing and ended up discovering my passion in the area of content production! Today I have experience writing about digital marketing and personal finance where I always focus on delivering the information that the public needs most.

Reviewed by  /  Junior Aguiar

Senior Editor

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