Among so many options on the market, it is increasingly difficult to choose the best loan option. So, in today's article, we're going to introduce you to the Marisa personal loan, with its own characteristics so you know if it's a good option!

Do you want to know more about him? Read on!

Firstly, the Marisa personal loan is a loan for store customers, because to be able to apply for the loan you need to have a store card.

Furthermore, it is also necessary to provide documents such as ID, CPF, proof of residence and income.

In fact, the credit analysis carried out by the institution and the release of the loan is usually very quick, it will depend on the analysis that takes into account your financial history. So, maintain a high credit score and a good payment ratio.

In this sense, if you are approved, you will be able to receive the money immediately, directly from the cashier or through a bank deposit.

Another interesting point is that at the time of hiring it is possible to sign up to the “Withdrawal is in your hand” insurance, which works as follows: in the event of dismissal from your job, you are protected in the payment of some installments that will be made by this insurance.

And best of all, you don't need to say the purpose of the money when applying for the loan.

So, the Marisa personal loan limit is defined based on the customer's profile and history. Therefore, it is only possible to check the pre-approved limit on the Mbank app.

Now that you know more about the characteristics of the Marisa personal loan, it's easier to know whether it's worth it or not. So, let's now know the advantages and disadvantages of a personal loan. Check out!

Among the advantages, the response time for credit analysis and also for the release of loan amounts is usually very short, it will depend on your financial history and if approved, it can be withdrawn at the cashier or through a bank deposit.

And another super different advantage is the “Withdrawal is in hand” insurance, to protect you in situations, such as losing your job.

Despite several advantages, the Marisa personal loan has disadvantages, such as the lack of information about credit conditions on the official website.

And, in addition, to apply for the loan, you need to have a store card.

To take out a Marisa personal loan, you need to have your Marisa store card in addition to documents such as ID, CPF, proof of residence and income.

So, do you want more details about the Marisa personal loan application process? We leave a link below with the step by step!