If you are an Itaú bank account holder and need to have extra money at the end of the month, either to pay the bills or invest in a large project, it might be interesting to take out the Itaú personal loan that the bank offers.

Thus, from it, you can access the credit and have up to 90 days to start paying. That way, you get some time off so you can get your finances back in order and put everything in order.

But, before taking out the loan, it is essential to know more about it and see if it can be a really attractive option for your profile.

Therefore, we have separated in this post all the main information about the loan, where you will know its characteristics, advantages and how to apply.

In summary, the personal loan from Itaú bank works in a very simple way. From it, those who are account holders at the bank can carry out the credit simulation online and analyze the credit they can borrow and the value of the installments.

This way, he can proceed with the hiring process online, where he sends the documents to carry out the credit analysis and signs the contract digitally, without having to leave his home.

With the credit approved, the account holder can start paying for the loan within 90 days after contracting.

As Itaú only offers personal loans to those who have an account with the bank, it is able to offer better conditions for installment payments and access to credit, as it can analyze the entire history that the customer has had with the bank.

At first, one of the most important information about a personal loan is the amount it can release to the public.

But, in the case of the Itaú bank loan, the maximum amount of credit that can be released is not disclosed to the public.

This happens because the credit amount is something personalized. That way, each person's credit analysis is what will tell the amount that the bank releases to be borrowed.

Now, let's get to know some advantages of taking out a personal loan at Itaú. To begin with, we can already point out that it is a completely online loan, where you do not need to go to the branch to conclude.

In addition, he is one of the few banks that quickly releases credit into the account. That way, even if you hire him on the weekends, you won't have to wait until Monday to get paid.

Another big advantage is that you don't have to justify the use of money. Just borrow and use as you please.

Finally, you can choose the installment due date and anticipate future installments at any time.

In addition to the advantages, we need to take a closer look at the main numbers and other characteristics related to the Itaú bank personal loan.

Therefore, when taking out the loan from Itaú bank, you can pay it in up to 72 months, where you can pay it from a bank slip or by automatic debit from your account.

In addition, if you have the Itaú Advantage Plan, you can access a lower interest rate. 

In this way, those who have the plan can have interest from 1.25% to 8.99%. On the other hand, those who do not have the plan can have interest of up to 9,49% per month.

Finally, when taking out the loan, you can start paying within 3 months after signing the contract.

First of all, it is also important to know the criteria that the Itaú bank personal loan has.

Therefore, in order to take out the loan, in addition to being of legal age, you must also be an Itaú bank account holder.

Thus, those who do not have a bank account cannot access credit.

In short, the Itaú bank personal loan is an interesting option for you to access a loan that is completely personalized for your profile and that fits in your pocket.

That way, if you liked this option and want to know more about how your request process works, just check the following post that you know everything you need about this option!