To clarify, the Bxblue personal loan is aimed at public servants and INSS beneficiaries who need quick money. Even if it has a dirty name, enjoy low interest rates and immediate approval.

In fact, the installments are deducted directly from the payroll. In other words, there is no need to worry about bills or money transfers to pay installments, for example.

Furthermore, hire without leaving home by sending documents for analysis via the website. Likewise, do the simulation and compare with similar loans before taking out. This money will certainly come at a good time. 

So, find out more about the Bxblue personal loan in this post. Let's go!

Firstly, the payroll loan is taken out like any other. In other words, do the simulation and wait for credit approval. However, the installments are deducted from the payroll or INSS benefit.

It is worth highlighting that Bxblue is a digital platform that mediates the contracting of loans, that is, you carry out the simulation and the partner institutions send their proposals so that you can choose the one that best meets your needs.

Likewise, most are available to retirees and pensioners, in addition to public servants. So, even if you are negative, you will not suffer from consultations with the SPC and Serasa, for example.

Finally, this loan works with an interest rate that does not reach 2% per month, with the possibility of paying in installments for up to 96 months. Furthermore, it is not possible to commit more than 35% of your income in installments.

The maximum amount available to customers is not informed by the platform, as it depends on the institution that will be offering the credit.

However, it is necessary to clarify that this value depends on the credit analysis. In other words, the bank will analyze your income, restrictions and complete financial history. As well as taking into account the consignable margin.

If you are looking for money without bureaucracy, with a low interest rate and a long payment period, then the Bxblue personal loan is worth it. However, you need to be sure of this decision.

So, check out the benefits in detail, as well as the disadvantages of this option, below.

So, pay the installments without compromising your monthly income, certainly, because the payment period is long, and the amount respects the consignable margin of 35% of your monthly income.

The most important thing is that Bxblue guarantees the lowest interest rate on the market. This is because it offers several loan options offered by partner institutions so that you can choose the one that fits your budget.

Furthermore, the interest rate starts at 1.22% per month and the payment term is up to 96 months. Furthermore, after signing the contract, the money does not take long to reach the customer's account.

On the other hand, the biggest disadvantage is that the loan is not available to everyone. Only public servants and INSS beneficiaries can guarantee the best rates and fast money, for example.

Furthermore, not all institutions are partners with the platform, so it is ideal that you also do some research on your own in those that are not on the Bxblue list to compare credit conditions.

It is very simple to take out this loan, as the process is online. Therefore, access the Bxblue website and simulate the desired value. After that, decide on the installments, find the ideal offer from partner institutions and wait for the credit analysis.

Finally, approval is made and the money will go to the designated account. If you are interested, find out more about the request in our recommended content below.