Americanas is a store well known by Brazilians. Founded in 1929, it has more than 1700 physical stores spread across the country. But recently the company has also stood out for its work in the digital environment. This happened because in 2015, the company decided to invest in Americanas.com, its e-commerce. With the success of the platform, it now also offers Americanas personal loans.

In today's article we will tell you all the details of the Americanas loan. A loan with up to 70 days to pay and quick contracting. Read on!

First, the Americanas personal loan is a line of credit offered by Americanas in partnership with the Cetelem bank. It is possible to simulate and hire 100% online and the money falls into your account within 2 business days. 

In addition, to apply for credit, you must already have the Americanas card. Because each installment is debited directly from the card statement.

The first installment can only be paid in 70 days and, from then on, you have 48 installments available to repay the loan. Interest rates start at 1.99% per month, but this amount depends on each credit offer. 

So, to make a contract it is necessary to ask for at least R$300.00. From there, the maximum limit can reach up to R$30,000. But it is always important to remember that everything depends on the credit analysis.

The main advantage of the Americanas loan is having 70 days to start paying. In addition, having the convenience of having the installments appear on the card statement is also nice. That way you only worry about a due date and a payment. You don't have to keep remembering several dates and fear the extra interest.

Another positive point is the easy hiring. You can apply for the loan via WhatsApp, website or application. In all options, simulations and offers are super fast. It just takes a little longer to do the credit analysis. However, if you already have the Americanas card, this process is even faster.

The Americanas loan is very practical, but it is necessary to pay attention to some details. Check out all the features:

In addition, it is possible to see that everything is resolved quickly and conveniently, with low fees. Now it's time to put everything on paper and decide if this is the ideal loan for you.

The loan is suitable for any individual who has:

So, having an Americanas account and card is a prerequisite. First, for the store to know your financial profile and offer you more limits. Second, because the installments are debited directly from the card statement.

Also, are you interested? Applying for an Americanas loan is very simple.

Also, everything can be done via WhatsApp, phone, app or website. In the recommended content below, we explain the detailed step-by-step for you to contract the line of credit. So check it out and get your dreams off paper!