loans
Get to know the Americanas personal loan
The Americanas personal loan is exclusive to those who have the brand's card. Through it, you can get up to R$ 30 thousand with an interest rate from 1,99% per month. So, read this post and learn all about this credit with 70 days to start paying the installments.
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Americanas loan: know the advantages of this personal credit
Americanas is a store well known by Brazilians. Founded in 1929, it has more than 1700 physical stores spread across the country. But recently the company has also stood out for its work in the digital environment. This happened because in 2015, the company decided to invest in Americanas.com, its e-commerce. With the success of the platform, it now also offers Americanas personal loans.
In today's article we will tell you all the details of the Americanas loan. A loan with up to 70 days to pay and quick contracting. Read on!
| Minimum Income | not informed |
| Interest rate | From 1,99% per month |
| Deadline to pay | Up to 48 months |
| release period | Up to 2 business days |
| loan amount | Up to R$30,000 |
| Do you accept negatives? | No |
| Benefits | Grace period of 70 days to pay the first installment |
How to apply for the American loan
The Americanas loan can be requested by phone, app or website. Check out in this article how to hire and make your dreams come true!
How does the Americanas personal loan work?
First, the Americanas personal loan is a line of credit offered by Americanas in partnership with the Cetelem bank. It is possible to simulate and hire 100% online and the money falls into your account within 2 business days.
In addition, to apply for credit, you must already have the Americanas card. Because each installment is debited directly from the card statement.
The first installment can only be paid in 70 days and, from then on, you have 48 installments available to repay the loan. Interest rates start at 1.99% per month, but this amount depends on each credit offer.
What is the limit of the Americanas personal loan?
So, to make a contract it is necessary to ask for at least R$300.00. From there, the maximum limit can reach up to R$30,000. But it is always important to remember that everything depends on the credit analysis.
American Advantages
The main advantage of the Americanas loan is having 70 days to start paying. In addition, having the convenience of having the installments appear on the card statement is also nice. That way you only worry about a due date and a payment. You don't have to keep remembering several dates and fear the extra interest.
Another positive point is the easy hiring. You can apply for the loan via WhatsApp, website or application. In all options, simulations and offers are super fast. It just takes a little longer to do the credit analysis. However, if you already have the Americanas card, this process is even faster.
America's main features
The Americanas loan is very practical, but it is necessary to pay attention to some details. Check out all the features:
- To apply for the loan, you must already have the Americanas card. The installments will be debited directly from the card statement;
- The first installment can be paid within 70 days;
- After contracting, the money falls into your account within 2 business days;
- You can pay up to 48 installments;
- Rates start at 1,99% per month. The final values will be presented at the time of hiring;
- The minimum value of a contract is R$300.00 and the maximum is R$30,000. However, it is always subject to credit analysis.
In addition, it is possible to see that everything is resolved quickly and conveniently, with low fees. Now it's time to put everything on paper and decide if this is the ideal loan for you.
Who the loan is for
The loan is suitable for any individual who has:
- Over 18 years old;
- Americanas account and card;
- Don't be negative.
So, having an Americanas account and card is a prerequisite. First, for the store to know your financial profile and offer you more limits. Second, because the installments are debited directly from the card statement.
How to get an Americanas personal loan?
Also, are you interested? Applying for an Americanas loan is very simple.
Also, everything can be done via WhatsApp, phone, app or website. In the recommended content below, we explain the detailed step-by-step for you to contract the line of credit. So check it out and get your dreams off paper!
How to apply for the American loan
The Americanas loan can be requested by phone, app or website. Check out in this article how to hire and make your dreams come true!
About the author / Leticia Maia
Reviewed by / Junior Aguiar
Senior Editor
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