loans

Discover the AFEAM personal loan

Understand how the AFEAM personal loan works. Get 25% discount on interest by paying in advance and request up to 100 thousand reais without leaving home! Check out!

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Learn all about this financial product

Mas, afinal, como funciona o empréstimo AFEAM? Fonte: Canva.
But, after all, how does the AFEAM loan work? Source: Canva.

The AFEAM loan brought a possibility of financial readjustment for entrepreneurs!

Since 2020, Brazil and the whole world have witnessed the closure of thousands of companies. Therefore, the AFEAM loan was created.

AFEAM
Minimum IncomeVaries by category
Interest rateVariable
Deadline to payBetween 24 to 42 installments
Where to use the creditWorking capital and investment of companies
BenefitsOnline application
interest discount
What are the differences between the loans?

How to apply for an AFEAM loan

Secure loan dedicated to the self-employed, rural producers, self-employed professionals, individual micro-entrepreneurs (MEI), micro and small businesses.

From it, entrepreneurs from all over Brazil can easily access a good amount of credit!

In this post, you will know everything about this loan and how to apply for it. Check out.

How does the AFEAM personal loan work?

Initially, the AFEAM personal loan is an emergency line of credit that was created during the pandemic.

Its objective was to help entrepreneurs readjust their businesses with the consequences suffered by the crisis.

In this sense, the loan was created by the Government of Amazonas, through the Agência de Fomento do Estado do Amazonas SA

Namely, it is intended for the working capital of companies to help with company expenses and costs such as bills.

And in addition, it can also be used to improve company headquarters and to purchase equipment and machinery.

This is because the main intention of AFEAM is precisely to help companies get out of debt, and also to maintain productivity.

In this way, this loan also helped and still helps Amazonas to face the results of the crisis.

What is the AFEAM personal loan limit?

In principle, the limit is up to R$ 100 thousand. Therefore, do a simulation on the website and take out the AFEAM loan to reorganize your company's business!

Is the AFEAM personal loan worth it?

Quais as vantagens e desvantagens deste empréstimo? Fonte: Canva.
What are the advantages and disadvantages of this loan? Source: Canva.

Now, let's know the advantages and disadvantages of AFEAM! Check out!

Benefits

Among the advantages of the loan, you can request up to R$ 100 thousand and still get 25% off interest rates if you pay in advance.

And, in addition, you can apply for the loan completely online without having to leave your home, wherever you are.

Another advantage is that, even if you already have a loan in progress, you can do this one. However, you must have paid off 50% from the previous loan!

By the way, if you request to allocate it to working capital, you can only start paying after 18 days and in up to 24 installments.

However, if it is for fixed investments, you will have the same deadline to start paying, but up to 42 monthly installments. Incidentally, for financing, the AFEAM Tariff Table will follow.

Disadvantages

Most financial products have advantages and disadvantages and, most of the time, it is due to the interest rate.

So, look at interest rates to find out if it's worth applying for this loan!

It is important to note that if you prepay at AFEAM, you get 25% off the interest rates.

So, always try to pay on time or in advance to take advantage of the discounts and still save a lot!

How to take out an AFEAM personal loan?

Mas, afinal, como solicitar o empréstimo AFEAM? Fonte: Canva.
But, after all, how to apply for the AFEAM loan? Source: Canva.

To take out an AFEAM personal loan, you need to enter the AFEAM website, from Monday to Friday from 8 am to 2 pm and follow the steps according to the category.

That is, if it is for individuals or for legal entities, the request will change.

Want to know better? Click on the content below!

How to apply for an AFEAM loan

Request up to 100 thousand reais with this loan for microentrepreneurs wherever you are.

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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