The AFEAM loan brought a possibility of financial readjustment for entrepreneurs!

Since 2020, Brazil and the whole world have witnessed the closure of thousands of companies. Therefore, the AFEAM loan was created.

From it, entrepreneurs from all over Brazil can easily access a good amount of credit!

In this post, you will know everything about this loan and how to apply for it. Check out.

Initially, the AFEAM personal loan is an emergency line of credit that was created during the pandemic.

Its objective was to help entrepreneurs readjust their businesses with the consequences suffered by the crisis.

In this sense, the loan was created by the Government of Amazonas, through the Agência de Fomento do Estado do Amazonas SA

Namely, it is intended for the working capital of companies to help with company expenses and costs such as bills.

And in addition, it can also be used to improve company headquarters and to purchase equipment and machinery.

This is because the main intention of AFEAM is precisely to help companies get out of debt, and also to maintain productivity.

In this way, this loan also helped and still helps Amazonas to face the results of the crisis.

In principle, the limit is up to R$ 100 thousand. Therefore, do a simulation on the website and take out the AFEAM loan to reorganize your company's business!

Now, let's know the advantages and disadvantages of AFEAM! Check out!

Among the advantages of the loan, you can request up to R$ 100 thousand and still get 25% off interest rates if you pay in advance.

And, in addition, you can apply for the loan completely online without having to leave your home, wherever you are.

Another advantage is that, even if you already have a loan in progress, you can do this one. However, you must have paid off 50% from the previous loan!

By the way, if you request to allocate it to working capital, you can only start paying after 18 days and in up to 24 installments.

However, if it is for fixed investments, you will have the same deadline to start paying, but up to 42 monthly installments. Incidentally, for financing, the AFEAM Tariff Table will follow.

Most financial products have advantages and disadvantages and, most of the time, it is due to the interest rate.

So, look at interest rates to find out if it's worth applying for this loan!

It is important to note that if you prepay at AFEAM, you get 25% off the interest rates.

So, always try to pay on time or in advance to take advantage of the discounts and still save a lot!

To take out an AFEAM personal loan, you need to enter the AFEAM website, from Monday to Friday from 8 am to 2 pm and follow the steps according to the category.

That is, if it is for individuals or for legal entities, the request will change.

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