Firstly, PagBank is an account linked to PagSeguro. Therefore, it was initially a good option for sellers. However, with the advancement of the platform it has become a great option for many people. This is because PagBank offers an account without fees, a card without annuity and an online loan. By the way, it is about the loan that we are going to talk today. Continue reading and find out all the details about these PagBank financial products!

In short, the PagBank personal loan is a great line of credit. Mainly, for those who sell through PagSeguro. This is because it is possible to pay your loan directly with sales. Therefore, when making your sales, the bank calculates the percentage needed to pay off your loan. In that sense, the more you sell, the faster you pay off the debt.

In addition, for individuals, the loan is also available. For this, it is necessary to have a PagBank account. Therefore, if you want a loan with a quick analysis and easy contracting, this may be an option. Because PagBank performs monthly credit analyses. That way, you never spend too long waiting for a credit pre-approval.

At first, PagBank does not stipulate any maximum limit, but a minimum. As such, credit is available from R$300. However, it is worth mentioning that PagBank performs monthly credit analysis. And this analysis is what most influences the limit offered for personal loans. Therefore, a tip is to use the account frequently. Furthermore, if you are a seller, the more sales you make, the more history you have for the bank.

Right away, we can say that the advantage of personal loans for those who already use PagBank is great. However, credit offers even more advantages. First, the interest rates are competitive with the market. In this sense, with this loan, the rates start at 2,99% per month. In addition, after signing the contract, the bank releases your money within one business day.

In addition, for those who are sellers, they have a great advantage when paying installments. If the bank identifies that your sales did not go as planned, you have a 15-day grace period. That is, another 15 days to pay your loan installment. In addition, the total term to pay the debt is up to 24 months.

Above all, PagBank is an institution that cares about your financial reality. That way, they analyze your purchase and sales profile (if applicable) before offering you a proposal. That is, you will receive the proposal that fits in your pocket. So, here are some features of this loan:

In addition, PagBank offers some exclusive advantages for PagSeguro sellers. In this sense, if you are a seller, you can pay part of your installments with sales. That is, the bank itself calculates the value of your sales and tells you what is necessary to pay off the installments.

Thus, the PagBank loan is mainly indicated for those who already have an account and already use its products. In addition, we also recommend personal loans to sellers who sell through PagSeguro. By the way, if you use the PagSeguro machine, your money goes to a PagBank account. So it's really worth it.

Finally, to apply for a PagBank loan, just enter the application and check if there is any proposal for you. From this, the bank will analyze your registration and give you some proposals. Therefore, you choose the one that works best and take out your loan.

It's really that easy. Thinking of explaining even more how to take out this line of credit, we made the article recommended below. Read it now and find out in detail how to apply for the PagBank loan.