loans

Discover the Méliuz loan

Are you unsure about which loan is best? Learn more about the Méliuz loan, with which you can compare several financial institutions and choose the offer that fits your budget!

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Méliuz Loan: fast and without bureaucracy

O Méliuz é uma empresa que traz soluções financeiras e o empréstimo é uma delas! Fonte: Méliuz.
Méliuz is a company that provides financial solutions and loans are one of them! Source: Méliuz.

If you are looking for a little financial boost to help your dream take off, in today's article, we will show you the Méliuz loan. A quick loan, 100% online and without any bureaucracy. And the best part: it can be signed quickly. The Méliuz platform has partnerships with major institutions in Brazil and simulates credit at these institutions. 

Here’s how it works: you enter the amount you need along with your details and Méliuz’s partners will offer you the best credit offers on the market. So, keep reading to learn all about the Méliuz loan!

Minimum IncomeDepends on the financial institution hired
Interest rateDepends on the financial institution hired
Deadline to payDepends on the financial institution hired
release periodImmediately after approval
loan amountDepends on the financial institution hired
Do you accept negatives?Yes
BenefitsThe ability to compare different loan offers in one place
But, after all, what are the characteristics of the loan?

How to apply for the Méliuz loan

Want to know how to apply for a Méliuz loan? In today's article we will show you the step by step. Click here and check it out!

How does the Méliuz personal loan work?

Firstly, the Méliuz loan is a partnership with EasyCrédito, which works as a search platform. Méliuz and EasyCrédito will analyze the offers from each financial institution, bringing together the lowest interest rates and longest terms that fit your budget. Some of the partners are Creditas, Banco Pan, Banco BMG, Banco do Brasil and many others.

Furthermore, Méliuz is a company founded in 2011 that offers digital financial solutions. Well-known for its cashback service, it now also offers loans. The platform offers loans in three types: personal, payroll-deductible and secured. In all three, you can simulate and contract loans directly through the website, without any bureaucracy!

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What is the limit for the Méliuz personal loan?

The Méliuz loan limit depends on the product contracted. This is because each financial institution that is a partner of the platform offers its own credit conditions. Furthermore, to find out the loan limit, it is necessary to do a simulation without obligation.

Méliuz Advantages

Without a doubt, the biggest advantage is the possibility of comparing different products before choosing the ideal one for you.

The Méliuz loan allows you to view various interest rates and payment terms from many financial institutions.

Furthermore, the entire process is 100% online and secure.

Main features of Méliuz

Mas, afinal, quais são as características do empréstimo? Fonte: Méliuz.
But, after all, what are the characteristics of the loan? Source: Méliuz.

The Méliuz loan was created through a partnership between Méliuz and EasyCrédito. This partnership has made it possible to offer the best credit opportunities for those seeking a financial goal. You can now run a simulation and check out various loan options directly on the website. 

In the loan simulator, you enter the amount you need and how many installments you want to pay. Then, just leave it to the platform. It offers you all the options on the market, considering the lowest interest rates. After the credit is approved, just sign the contract.

In addition to personal loans, Méliuz also offers payroll loans and secured loans. See more about each of the credit lines below.

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Personal loan

Personal loans are ideal for those who need money quickly. They are also an option for those with a bad credit history or low credit score. Furthermore, there are several financial institutions that offer loans even to those with bad credit. In these cases, they even offer better conditions. Run your simulation!

Payroll Loan

This line is specifically for INSS retirees and pensioners, public servants and workers with formal employment contracts in private companies. Therefore, this type of loan has the lowest rates on the market.

secured loan

It is intended for people seeking high amounts of credit. Therefore, the repayment period is usually quite long. And because it has a guarantee, it usually has lower interest rates than other types of credit. 

Who the loan is for

Mas, afinal, para quem o empréstimo é indicado? Fonte: Pexels.
But, after all, who is the loan suitable for? Source: Pexels.

So, any individual over the age of 18 can apply for a loan. Even so, there is a credit check. But don't forget to outline your financial goals and evaluate your options before taking out a line of credit.

However, it is worth noting that the payroll loan is only valid for retirees and INSS beneficiaries, public servants and workers with a formal contract in private companies. The other lines of credit can be requested by any person of legal age.

How to get a Méliuz personal loan?

Furthermore, if you feel that this is the loan for you, then taking out a Méliuz loan is simple. In this case, simply access the website, run a simulation and then select the best offer. See the detailed step-by-step guide in the recommended post below.

How to apply for the Méliuz loan

Want to know how to apply for a Méliuz loan? In today's article we will show you the step by step. Click here and check it out!

About the author  /  Leticia Maia

Journalism student at UFSC, has always been passionate about writing. In the middle of college, he met digital marketing and was enchanted. She is a content producer for blogs and social networks.

Reviewed by  /  Junior Aguiar

Senior Editor

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