To take out a payroll loan, you need to do a lot of research among the options available on the market, in addition to knowing if you meet all the requirements. With that in mind, we are going to introduce you to Itaú payroll, which is a great option for anyone who wants a loan offered by a traditional bank.

And, in addition, Itaú has unique rates and conditions for account holders. In this article, you will get to know better about the loan in addition to the advantages and disadvantages and find out if it is a viable option for you. Check out!

First, Itaú payroll is a loan intended for account holders at the institution with lower interest rates than other loan options.

This is because the payment is made in fixed installments every month, debited directly from the payroll. Incidentally, the loan is subject to credit analysis and pre-approved limit release.

Thus, Itaú will analyze your financial behavior before releasing the limit. In this case, you can consult directly in the Itaú application!

Then, according to the institution itself, an analysis of the financial behavior of the account holder is carried out and, thus, the amounts are released, that is, it will depend on the history of each client.

Among the advantages, Itaú payroll offers very interesting benefits for account holders. To begin with, the installments are deducted directly from the salary or benefit, so you don't run the risk of being in default with the bank.

And, in addition, it also has reduced and fixed interest rates, that is, they do not increase over time.

Also, you have up to 90 days to start paying off your loan. That way, you can plan financially to pay off the requested loan.

Thus, among other advantages, the bank also allows you to choose the amount of the installments and you can also anticipate as many installments as you want or even pay off the loan before the indicated deadline.

First, Itaú payroll is intended for public servants and employees of companies with a formal contract and the institutions or companies must be associated with Itaú.

In this sense, you will save a lot, as interest rates are much lower.

In this way, you need to enter your Itaú application to check if you have a pre-approved limit and also to simulate the offers. In this case, if you already have one, you must use digital channels or go to a nearest branch in person to take out the loan!

Regarding the installments, they are fixed and in accordance with your salary or benefit, so they do not increase over time and help you maintain an organized financial life!

Incidentally, as it is a payroll loan in which the payment is deducted from the payroll, this loan is indicated for public servants and employees of private companies with a formal contract. In addition, institutions or companies must have an agreement with Itaú.

In this sense, if you fit into this group or wish to obtain more information on how to become an account holder, please contact Itaú. So, you can start planning now!

To get Itaú payroll, you need to be an Itaú account holder and have a pre-approved limit. So, you enter the Itaú application to find out if you already have a pre-approved limit and if you do, you must go to the nearest agency or access the digital channels.

So, to learn step-by-step how to apply for the loan, click on the recommended content below!