loans

Discover the BV payroll loan

This loan has lower interest rates than the others and manages to release the money for you very quickly. In addition, with it you have up to 5 years to repay your loan. Know more about him here.

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Borrow now and get cash within 24 working hours

Confira as condições imperdíveis que esse empréstimo oferece para você! Fonte: BV.
Check out the unmissable conditions that this loan offers you! Source: BV.

If you want to apply for a loan with better conditions such as low interest rates and a good payment term, you need to know more about the BV payroll loan.

From this financial institution, you can access the credit you need and still receive it very quickly in your account.

Minimum Incomenot informed
Interest ratenot informed
Deadline to payFrom 12 to 60 months
release periodUp to 1 working day
loan amountDepends on credit analysis
Do you accept negatives?Uninformed
Benefitslower interest rates
Request through multiple channels
Fast and automatic payment of installments
Loan features
Mulher sentada falando ao telefone com um notebook a sua frente

How to apply for the BV payroll loan

Discover the main channels where you can apply for this credit!

In addition, as the loan works in the payroll mode, you don't even have to worry about paying another bill every month.

Want to know how this is possible? So, stay with us in this post and learn about everything that the BV payroll loan can offer you!

How does the BV payroll loan work?

Entenda mais sobre o funcionamento de um empréstimo consignado. Fonte: Pexels.
Understand more about how a payroll loan works. Source: Pexels.

In summary, the BV payroll loan is a type of credit made especially for those who work with a formal contract in private companies that are partners with the bank.

This happens because in this modality, the payment of installments is automatically deducted from the worker's payroll.

In this way, he does not need to pay another bill in the month, since the amount will be paid automatically when the worker receives his salary.

But, to ensure that this loan does not unbalance your finances, the BV bank can only create installments that are equivalent to up to 30% of your net salary. Thus, you can hire a loan that really fits in your pocket.

What is the loan limit?

Namely, the value of a payroll loan will depend a lot on the salary you receive, since the value of the installments is created around your net salary.

Therefore, it is not possible to know for sure the maximum amount that you can access from this loan, as it will be defined based on your salary and your credit analysis.

Who is the loan for?

In summary, the BV payroll loan was made for a specific audience of people. 

Therefore, those who can access it are workers with a formal contract who work in a company associated with Banco BV.

Is the BV payroll loan worth it?

It's normal to be in doubt whether a loan is worth it or not. After all, applying for a loan is a big financial operation that can compromise part of your budget for a long time.

That way, it's important to make sure you're making the best decision for your financial life.

Therefore, to help you with this, we have separated below the main advantages and disadvantages of the BV payroll loan.

Benefits

In principle, one of the main advantages of the BV payroll loan is that it can be applied for from anywhere. You can contract your credit online, over the phone or in person as well.

But this is not the only advantage that credit offers. Below we have selected some more interesting benefits that this credit has!

  • Lower interest rates than other types of credit;
  • Option made to not compromise your monthly budget;
  • Long term payment for you to get organized;
  • Quick release of credit to your account for immediate use;
  • Less chances of getting into debt and defaulting.

Disadvantages

On the other hand, the BV payroll loan may be a more restricted credit option, as it:

  • It can only be accessed by those who work with a formal contract;
  • The company needs to be a member of the program;
  • The worker must have been with the company for at least 6 months.

Therefore, this credit ends up being accessed by a very restricted public, making it impossible for more people to have credit with better conditions.

How to get a BV payroll loan?

Saiba como solicitar este crédito! Fonte: Pexels.
Find out how to apply for this credit! Source: Pexels.

Despite the disadvantages, the BV payroll loan can be worthwhile for those who meet the requirements and can apply for it.

Therefore, if you have the profile that fits the BV payroll loan, you need to learn how to apply for this credit.

For this, you just need to check in the post below how the request for this credit is made in the main channels it offers!

Mulher sentada falando ao telefone com um notebook a sua frente

How to apply for the BV payroll loan

Check out a complete step-by-step to access credit!

About the author  /  Leticia Jordan

Hello! I have a degree in Marketing and ended up discovering my passion in the area of content production! Today I have experience writing about digital marketing and personal finance where I always focus on delivering the information that the public needs most.

Reviewed by  /  Junior Aguiar

Senior Editor

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