Despite the good banking options on the market, it is not always easy to find an institution that offers a good loan proposal. With that in mind, we will introduce you to Bradesco consignado.

It is a loan with very low interest rates compared to other banks, in addition to a term of up to 8 years to repay the credit.

In this sense, Bradesco has unique rates and conditions for both current and non-current account holders. In this article, you will learn more about the loan, as well as its advantages and disadvantages. Check it out!

Firstly, the payroll loan is a type of credit intended for workers who can prove their ability to pay, that is, retirees and pensioners, employees of private companies and public servants.

In this sense, the consignable margin can be used for loans and requests for a consignment card.

So, it works like this: the INSS beneficiary, employee or civil servant will have the loan amount discounted from their salary or benefit payment before receiving it.

Furthermore, it is important to emphasize that this is also the answer to the best interest rates on the market for payroll loans, as the chances of default are practically non-existent.

Therefore, the maximum limit takes into account the assignable margin, so the loan installments cannot exceed 30% of the client's monthly income. Therefore, the limit value can only be identified in the simulation and contracting of the financial product.

Among the advantages of the loan, you have up to 120 days to pay the first installment and up to 8 years to pay off the loan.

And, what's more, even if you don't have a checking account, you can take out a payroll loan by simply going to your nearest branch. On the other hand, if you already have a checking account, you can do the entire process without any bureaucracy, completely online.

In fact, regarding interest, rates start at 2.14% per month and you can also count on agility in credit analysis and release of funds after registration. In addition, rates are customized according to the agreements, so everything is more personalized for you!

Another advantage is that you can also transfer credit from another institution to Bradesco and thus enjoy all the benefits.

So, with so many advantages, you can imagine the reasons that make Bradesco one of the largest institutions in Brazil, right?

So, Bradesco Consignado is a line of credit that has lower interest rates and the installments are discounted directly from the payroll.

In this sense, to receive the loan you need to be insured by the INSS, a public employee and a member of partner private companies.

Initially, the loan is intended for employees of private companies, retirees and INSS pensioners who receive or do not receive the benefit from Bradesco, as well as public servants. Therefore, if you fall into this group of people, you can apply even if you are not a current account holder.

Firstly, to take out a Bradesco payroll loan, you do not need to be a Bradesco account holder, just go to the nearest Bradesco branch and take out the loan.

On the other hand, if you are a current account holder, you can sign up through Bradesco Celular, Internet Banking, Bradesco ATMs, Banco24Horas, Bradesco Expresso and branches. So, click on the recommended content below to learn the step by step.