Before talking about the Ame Digital loan, it is important to say that Ame is a well-known company when it comes to cashback. Especially because it has partnerships with large stores, such as Americanas and Submarino.

That is, on purchases in these establishments, it is possible to earn cash back. All this by Ame herself. Therefore, the company has already started offering other financial services. For example, a digital account in the form of a wallet, credit card and also the loan.

In general, the Ame Digital loan is made in conjunction with the company's partners. Therefore, the value and interest rates depend on the chosen offer. And the term to pay is around 240 months.

In today's article, we will show you all the details of the Ame Digital loan. Read now and find out more!

First, it is important that you understand how the Ame Digital loan works. As it is a digital loan, it is fully monitored by cell phone or computer. That is, after hiring, payment is made online.

In addition, the loan has a repayment term of up to 240 months. That is, plenty of time for you to be able to pay off all your debts. And the money still falls into your account within 1 business day. For you to start using.

Moreover, the Ame Digital loan is carried out in partnership with other companies. Therefore, Ame works as a mediator between these institutions. They are the ones who will establish the amount available for loan, as well as the interest rates.

In short, the Ame Digital personal loan limit depends a lot on your individual credit analysis. That's because the bank will request some documents and do a simulation.

From this simulation, it will be possible to find out what the personal loan limit is. However, on the official website it states that for unsecured loans the limit is R$ 50,000, for those with vehicle guarantees it is R$ 150,000 and for those with property guarantees it is R$ 3 million.

When we talk about the advantages of the Ame loan, we can say that the main one is its practicality. This is because the request and monitoring of this credit is actually done online 100%.

Especially because Ame Digital is a fintech that works entirely in the digital environment. Therefore, you avoid bureaucracy and queues when hiring.

Another factor is personalized offers. When simulating a loan, the institution will analyze your case to understand what proposal to offer you. In this sense, Ame also accepts negative personal loans.

As already mentioned, the Ame Digital loan is made with partner companies. Therefore, Ame works as a mediator. That is, you apply for credit to Ame, which talks to the partner institution.

In this way, the terms, interest rates and amounts available also depend on that other company. But, in general, Ame accepts negative feedback and analyzes each profile individually. In order to offer you an offer that fits in your pocket.

In addition, the loan falls into the account within 1 business day. Request is 100% online, and you can contract up to R$ 3 million. All this to pay in up to 240 installments.

The Ame loan is mainly indicated for those looking for an easy loan to be contracted. This is because the request is quick and the money falls into the account within one business day. That way, you don't waste a lot of time with bureaucracies.

In addition, it is a good option for those who are negative. Since the analysis is personalized and the company really considers who is in the red.

Finally, now that you know a little about the Ame Digital loan, we can show you how to apply for one.

In short, you need to download the Ame Digital application. The app is available for both Android and IOS. Once this is done, you must go to loan and then personal loan.

On this tab, you can simulate an offer. Just fill in all the information and wait for a response from the institution. After that, you sign the contract and you already have your money in your account to use as you prefer.

By the way, in this other article, we will show you the complete step by step for you to apply for your loan. Read now and find out!