With Agora Credit, you can apply for your personal loan very simply. In addition, the company also offers payroll loans to anyone who is part of the group for this modality.

At first, with personal credit you have personalized interest rates and you have up to 18 months to start paying. In addition, the release of money is very fast. This is because the loan must be contracted in person. That is, it is paid on time.

Therefore, today we are going to tell you more details about the loan. Read on to find out all the details!

First, it is important that you understand how personal loans work. This is because the company has different types of credit. But in this article, we are only going to focus on personal credit.

Therefore, the loan must be applied for in person. That way, you receive the money in hand and at the same time you sign the contract. In addition, it is also possible to opt for direct deposit.

Well, the first installment of the loan only needs to be paid within 60 days. And the maximum term to pay off the Agora Credit loan is 18 months. By the way, you can choose the day on which you make payments. 

In summary, the limit of the Agora Crédito personal loan varies according to each client. Because, when you apply for credit, the bank analyzes your financial history. 

Thus, the amount stipulated by the bank depends on several factors. For example, if your score is high or low, how is your payment history, among others. All of this contributes to the bank being able to offer you an advantageous limit for both sides.

At first, a good advantage of the loan is for those who like to perform services in person. Therefore, the loan application cannot be done online. That is, you must go to an accredited store to get your loan.

In addition, the release is made at the same time. You already leave the store with the money in hand or in the account. But it is possible to simulate the loan online and go to the store with a pre-approved offer.

In addition, with Agora Credit the interest rates are personalized. Therefore, the bank assesses your financial context to understand what rates they can offer you. That is, a fairer and more individual process for each one.

As already mentioned, Agora has several types of loan. But today we are focusing on personal credit. Therefore, we are going to show you some of the main features of this loan.

In short, personal credit can be taken out by salaried and self-employed people. However, it is not possible to hire with a dirty name. Because the company performs analysis together with the SPC and Serasa. That way, you need to have all debts paid off before applying.

In addition, in terms of payments, you have up to 60 days to pay the first installment. From there, it is possible to repay the loan in up to 18 installments. Incidentally, the accepted forms of payment are both check and booklet. 

Together, Agora Crédito offers the option of anticipating installments. Therefore, you can pay some installments in advance and also get a discount for it. In this sense, the booklet can be paid at any bank correspondent.

At first, Agora Crédito does not offer loans to negative creditors. Therefore, the personal loan is indicated for those who have a clean name.

In addition, you must be 18 years old and can be employed or self-employed. In this sense, all contracts are made for individuals.

Did you like the loan? If so, now we'll show you how to order yours. That way, you can go to a store and already make your contract. See more about the process in our other article below!