Real Estate Credit

Get to know Banco do Brasil real estate credit

Want financing that fits in your pocket? Banco do Brasil real estate credit has personalized rates. Read it now and discover all the advantages!

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Banco do Brasil real estate credit: personalized rates and up to 420 months to pay

Saiba tudo sobre o financiamento imobiliário do Banco do Brasil. Fonte: Banco do Brasil.
Learn all about real estate financing from Banco do Brasil. Source: Bank of Brazil.

When choosing financing, it is essential to research the best options available. In this sense, this dream can become very easy if you choose a real estate loan that has the ideal advantages for your pocket. Therefore, we are going to show you the real estate credit of Banco do Brasil. With it, you have an expert to help you through the process. In addition to being able to finance a new or used property.

Also, if you already have a loan, you can take it to Banco do Brasil. You can even do a renegotiation. However, Banco do Brasil real estate financing is only available to those who do not have restricted credit.

In this article, we will show you all the details of this real estate loan. Check out!

Minimum Incomenot informed
Interest ratecustom rates
Deadline to payUp to 420 months
release periodUninformed
Mortgage Loan ValueUp to 80% of property value
Do you accept negatives?No
BenefitsHiring by cell phone and you can use FGTS
But, after all, what are the characteristics of financing?

How to apply for real estate credit Banco do Brasil

With Banco do Brasil real estate credit, you have up to 420 months to pay. Find out how to order yours in this article!

How does Banco do Brasil real estate credit work?

Firstly, Banco do Brasil allows you to finance up to R$5 million of your property value. Financing 80% of property value. In this sense, you can apply directly through the application or internet banking. In addition, it is also possible to do your credit simulation online 100%.

Secondly, for the down payment, you can use your FGTS to deduct part of the funding. In addition, within the payment period, the first installment can be paid after 6 months. And you still have 420 months to pay off your loan. However, there may be some fees during the grace period.

One advantage is that Banco do Brasil has a service called “mes pula”. In other words, this is a month where you skip payments. In the month of your choice, you only pay home insurance premiums.

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What is the limit of Banco do Brasil real estate credit?

Primarily, Banco do Brasil's limit is defined according to its credit analysis. Therefore, only people with a clean name have a chance of getting good financing. Furthermore, the maximum limit is 80% of the value of the property, up to R$5 million.

Advantages of Banco do Brasil

Veja as vantagens desse financiamento. Fonte: Pexels.
See the advantages of this financing. Source: Pexels.

Financing from Banco do Brasil offers you special advantages. For example, the possibility of controlling your financing directly through the application or internet banking. One of the main advantages is the possibility of skipping a month of payment. That way, if you're in debt at any point in the year, you can skip that month.

In addition, the grace period of 6 months is also very good. This way, you can move into a new house and still have time to furnish and organize yourself. Only after that does it begin to pay off its financing. Furthermore, it is important to point out that with BB financing, the shorter the payment, the lower the rates.

Main features of Banco do Brasil

Before contracting financing from Banco do Brasil, we will show you some of the main features. So you can be sure if it's the best option for your pocket.

  • You can use your FGTS to compose the entry;
  • Payment in up to 420 months;
  • Finance up to 80% of the property value;
  • You must pay a property valuation fee;
  • Pay attention to administration and hiring fees;
  • Pay the first installment after 6 months.
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For whom real estate credit is indicated

Are you wondering if Banco do Brasil real estate credit is for you? We recommend this financing for those who meet some prerequisites:

  • Be an account holder at Banco do Brasil;
  • Be 18 years of age;
  • Have an input value available.

In addition, it is still possible to use the FGTS to reduce the amount of the financing.

How to make a real estate loan from Banco do Brasil?

Afinal, como solicitar o financiamento? Fonte: Pexels.
After all, how to apply for funding? Source: Pexels.

We can already say that requesting your financing with Banco do Brasil is very simple. Because the process can be done online 100%. First, go to the website or app and run a simulation. Then, wait to receive a proposal from the bank.

In the recommended article below, we detail the step-by-step process on how to apply for your mortgage. Check out!

How to apply for real estate credit Banco do Brasil

With Banco do Brasil real estate credit, you have up to 420 months to pay. Find out how to order yours in this article!

About the author  /  Leticia Maia

Journalism student at UFSC, has always been passionate about writing. In the middle of college, he met digital marketing and was enchanted. She is a content producer for blogs and social networks.

Reviewed by  /  Junior Aguiar

Senior Editor

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