When choosing financing, it is essential to research the best options available. In this sense, this dream can become very easy if you choose a real estate loan that has the ideal advantages for your pocket. Therefore, we are going to show you the real estate credit of Banco do Brasil. With it, you have an expert to help you through the process. In addition to being able to finance a new or used property.

Also, if you already have a loan, you can take it to Banco do Brasil. You can even do a renegotiation. However, Banco do Brasil real estate financing is only available to those who do not have restricted credit.

In this article, we will show you all the details of this real estate loan. Check out!

Firstly, Banco do Brasil allows you to finance up to R$5 million of your property value. Financing 80% of property value. In this sense, you can apply directly through the application or internet banking. In addition, it is also possible to do your credit simulation online 100%.

Secondly, for the down payment, you can use your FGTS to deduct part of the funding. In addition, within the payment period, the first installment can be paid after 6 months. And you still have 420 months to pay off your loan. However, there may be some fees during the grace period.

One advantage is that Banco do Brasil has a service called “mes pula”. In other words, this is a month where you skip payments. In the month of your choice, you only pay home insurance premiums.

Primarily, Banco do Brasil's limit is defined according to its credit analysis. Therefore, only people with a clean name have a chance of getting good financing. Furthermore, the maximum limit is 80% of the value of the property, up to R$5 million.

Financing from Banco do Brasil offers you special advantages. For example, the possibility of controlling your financing directly through the application or internet banking. One of the main advantages is the possibility of skipping a month of payment. That way, if you're in debt at any point in the year, you can skip that month.

In addition, the grace period of 6 months is also very good. This way, you can move into a new house and still have time to furnish and organize yourself. Only after that does it begin to pay off its financing. Furthermore, it is important to point out that with BB financing, the shorter the payment, the lower the rates.

Before contracting financing from Banco do Brasil, we will show you some of the main features. So you can be sure if it's the best option for your pocket.

Are you wondering if Banco do Brasil real estate credit is for you? We recommend this financing for those who meet some prerequisites:

In addition, it is still possible to use the FGTS to reduce the amount of the financing.

We can already say that requesting your financing with Banco do Brasil is very simple. Because the process can be done online 100%. First, go to the website or app and run a simulation. Then, wait to receive a proposal from the bank.

In the recommended article below, we detail the step-by-step process on how to apply for your mortgage. Check out!