The Santander university account has everything you need to manage your finances and make your money grow, while you focus on studying.

With several exclusive benefits for its customers, you can enjoy withdrawals, a credit card with a differentiated annual fee and account options with no maintenance fees.

But, before requesting your account, it is ideal to check its advantages, disadvantages, features offered and how to request it.

This way, your choice will be much more assertive and you will be able to take care of your financial life with greater quality.

So, to learn more about the university account and all its benefits, just continue reading with us!

The Santander University Account is a great option for university students looking for more benefits and exclusive resources to manage their finances.

The bank, already traditional throughout the country, understands that at this stage of life all support is welcome to make dreams come true and, therefore, offers in the university account what is most important for financial management.

With this exclusive option, you have an internet banking area and app exclusively for university students. In addition, the account is dedicated to offering special conditions to support your studies at all times.

This is because it has withdrawals, transfers between Santander accounts and a credit card with a 100% discount on the annual fee when accumulating an invoice from R$ 100.00 in purchases, according to conditions, without proof of income, but subject to credit analysis.

Furthermore, with the university account you have access to exclusive bank products, such as credit and financing for university students.

As well as card benefits, such as an extra limit to pay for studies and discounts of up to 50% at Esfera partners and selected courses.

The university account is recommended for people over 18 years of age with confirmed enrollment in any higher education university course, as it is the main requirement for opening a Santander account in this modality. 

Apart from these prerequisites, the official Santander university account website does not mention any other profile recommendations for the account or target audience other than university students.

As it is a current account, the limit on the Santander university account is always the balance available in the account.

To find out if there are other credit limits available, such as overdraft or to take out university credit, you need to contact the bank and check if these options are available to you.

Furthermore, university account holders can apply for the Santander credit card and enjoy all its benefits immediately after approval.

Knowing the advantages and disadvantages of an account is the most effective way to understand whether it is a good option for you or not. This way, you will make a more assertive choice in accordance with your financial needs.

Below, check out the main benefits and main disadvantages of the Santander university account and, thus, better understand how it works, check it out!

The Santander university account has several exclusive benefits and resources for its account holders, such as those described below.

However, even though a university account has many benefits, there are still some negative points that should be considered before requesting one, such as those mentioned below.

Finally, opening a Santander university account is simple and practical. Just access the account's official website, click on the “I want to open an account” option and fill out the form with your personal details.

When you receive the message on the next screen, asking “are you a university student?”, just click continue and follow the other steps.

So, to find out more about how to request your university account, just click on the link below and check out the step-by-step guide in more detail.