In the search for a digital account that offers quality services, Nubank offers free account opening, fee exemption, application with tools to recover financial health and even usually accepts account opening for negatives.

In this sense, today you will learn more about how the account works and if it is the best option for you! Check out!

To have a digital account, you need to know its main characteristics. In the case of Nubank, one of them is that you can make unlimited pix and transfers and automatic income.

And besides, the money in your account yields 100% of the CDI with daily liquidity, and the institution's credit card has no annuity and no other fees.

When paying the invoice, if you pay in advance, you can also get a discount on your invoice.

It is important to highlight that the opening of the account and the release of the credit card is subject to analysis, but it is quite common to be released to negative people. Also, through the Nubank app, you have functions that help you take control of your finances and regain your financial health!

In fact, Nubank offers three types of card: Gold, Platinum and Ultraviolet. In this way, it has purchase protection insurance, international offers, medical assistance, a personalized application, in addition to having international coverage and the Mastercard flag.

So, this account is for you if you are looking for a secure and more practical digital account to make payments and bank transfers without having to leave your home.

Also, you can open your account even without having a Nubank credit card, which is one of the advantages.

So, the deposit limit per slip is R$ 15,000.00 (fifteen thousand reais), up to a maximum of R$ 150,000.00 (one hundred and fifty thousand reais) per month.

And in addition, you can adjust your account limit through the application itself and the limit increases according to your use of the Nubank account.

To understand if the Nubank account is worth it, it is necessary to check the advantages and disadvantages. See each one below.

Among the advantages of the Nubank account are transfers to accounts at other financial institutions without having to pay anything for it, in addition to being able to make PIX.

And in addition, you can also monitor your balance and statement through the Nubank application, in addition to being able to pay bills, water, electricity and telephone through the digital account application itself.

In addition, the income is automatic from your account balance and you can still separate the money from your account through the “Save money” function.

In addition, you can also make withdrawals on the Banco24Horas network and can generate a payment slip to make deposits in the account or charge other people.

To open the account, you do not need to have a credit card from the institution, just open the account and use the debit card.

Among the disadvantages of the Nubank account is the charge for withdrawals, with an amount of R$6.50 being charged for each transaction.

Furthermore, there are few investment options in the institution and despite being an investment, the amounts invested in automatic investment are not protected by the FGC (except those in RBD).

And another disadvantage is that the Rewards Program, which is one of the best known at Nubank, is not free.

Initially, you can open the account through the institution's website or by downloading the application on your mobile device. After that, enter your personal data and upload a photo from the front. Now, click on the recommended content below to learn how to open your account. Check out!