The Inter Kids account was developed by Banco Inter to provide an accessible option for parents and assist in children's financial education.

Therefore, it is now possible to open a 100% account digitally and free of charge, in which parents or guardians over 18 years of age manage the account held by the minor.

In short, it’s a great option and we’ll tell you more about it in this exclusive content we’ve prepared for you. So, stay with us and learn more about the Inter Kids Account!

The main feature that we should talk about in this topic are the fees, annual fees and amounts to be paid, which in this case are zero. That's right, the Inter Kids account is free.

In other words, you do not need to make payments regarding annual fees and account opening. Furthermore, to make transfers within the account it is not necessary to pay any additional amount. Transfers are unlimited and free. This way, the customer can carry out operations as many times as they want.

Remembering that not only transfers, but also deposits via bank slip are exempt from any type of charge. In this sense, we can see that Banco Inter's idea is to provide the best service for kids, without charging high amounts to parents or guardians.

Furthermore, the user can use various account functions, such as top-ups and purchasing gift cards for children who like to play.

The Inter Kids account is suitable for children under 18 years of age. As the name of the account already says, Inter Kids. It comes with the idea of being a starting point for the financial education of children and young people.

Therefore, it is highly recommended for young people aged 12 to 16 who want to start understanding how financial life works. In other words, parents can open an account so that the child can manage their allowance, for example.

It is a perfect form designed mainly for parents who have a relatively high income and want to teach their children how they should take care of their finances.

Furthermore, it can also serve as a type of savings. In other words, an account where parents or guardians will save money and pass it on so that the child can spend it without taking risks or having to make their main account available.

So, let's understand more about how this account works and whether it's really worth opening one for your child! 

According to the bank's website, the Inter Kids account offers an established credit limit in this modality. In other words, the account only works with the debit option and has no overdraft limit. 

Certainly, if you have children, nephews or minor relatives it is a good idea to help them develop financial education by giving them more autonomy in this area of life.

Furthermore, with the Inter Kids account they will have access to something very important, security. Especially because the person responsible will carry out all management and administration of the account.

The account also has essential and simple functions that are really aimed at young people who are opening their first bank account, which will not mean that they are led into acquiring debt, for example.

Then it's certainly worth opening an Inter Kids account!

One of the main advantages of the Inter Kids account are the completely free transfers that the bank makes available to the account. Furthermore, they are completely unlimited.

In other words, you can make as many transfers as you want without having to pay for them or count the number of times you have transferred any amount.

Furthermore, you can be completely calm about bureaucracy, as there is no need to go to an agency or deliver documents in person.

Account opening can be done completely digitally, saving time for parents opening accounts for their children.

As an adult who must manage the minor's account, Banco Inter had the idea of making the bank's app and website available.

This makes the lives of parents and guardians who have to manage these accounts much easier, having full control on their computer or cell phone.

Despite not having a credit card, the bank offers a debit card under the Mastercard brand. In other words, the child will have access to the most used flag in the world.

Being an account for underage children, it is obvious that management must be carried out by parents or legal guardians over 18 years of age. 

Therefore, from the moment the account is opened, it must be established who will be responsible for managing it, in order to take all legal precautions.

Unfortunately, it is not possible to request a credit card on this account. The holder will only have access to a debit card and an additional card that can be requested.

Furthermore, for investors we have bad news. In this type of account, you will not have access to investments in the stock market. Therefore, you can only put money into Banco Inter's own investments directly through the account.

Banco Inter sought to facilitate and simplify as much as possible all procedures, functions and other things that go into opening your accounts. And with the Inter Kids account it would be no different.

In this sense, it is very simple to open the account, and can be done using the Inter bank app or website itself. Let's see how to do that!

First you must access the Inter Kids account website and click on the request now option which will be visible on the website. After that, you will be redirected to a page.

Then, carry out the entire process of providing information, such as CPF and ID, to the bank and sending the request. Remember to always send updated information to avoid delays in approval.

After that, everything is done. Just wait for the approval of your Inter Kids account, which should arrive by phone or email.

Easy isn't it? In addition to being easy, it is certainly worth investing in your little one’s financial education. Therefore, open your Inter Kids account and count on one of the fastest growing digital banks in the world. Furthermore, if you want more information about the application process, access the recommended content below.