Have you ever thought how good it would be to access a digital account that allows you to manage your credit, debit and transportation cards in one place? With the Top digital account this is totally possible!

With it, you have access to a complete application to be able to manage your finances with peace of mind without bureaucracy! In addition, it offers free withdrawals and deposits at Lojas Pernambucanas and is free of monthly fees!

And the best part is that the Top account also allows you to carry out investments and salary portability! That way, you can bring your money to the account and make it work for you!

Did you like this option and want to know everything about it? Then check out the main features of this account in the post below!

In summary, the Top digital account is a payment account that allows you to manage your finances from it.

For this, it offers an application that can be installed on Android and iOS systems, allowing you to access your balance, statement and make transfers to different banks.

But, the big differential of the Top digital account is that with it you can access a card that works with debit, credit and allows you to use it in public transport!

Currently, with this account you can have your transport card to board CPTM trains, subway and EMTU intercity lines. All of them operate in São Paulo and in the metropolitan region of the capital.

Namely, anyone who is over 18 years old and has a regularized CPF with the Federal Revenue Service can access the Top digital account.

It does not have many criteria for opening because the Top digital account was created for everyone to access and enjoy the benefits it offers!

The Top digital account has several interesting features that make it stand out from the rest. But to know if it's really worth opening this account, you need to analyze its pros and cons.

First of all, let's see what advantages the Top digital account can offer you. 

Therefore, from this account you can carry out the main financial operations without major problems. Thus, you can transfer, pay slips and Pix to whoever you want.

As a great differential, it is also possible to access a transport card and manage the balance it has through the Top digital account, in addition to carrying out top-ups.

But, in addition, with the Top digital account you can also access the Investe Fácil platform, which allows you to make investments from R$ 30.00 per month!

As much as the Top digital account has several positive points, it also has some negative aspects.

Starting with the fact that your transport card only works on the lines, trains and subways of the city of São Paulo and the metropolitan region. That way, if you are from another city or state, you may not have this facility.

In addition, even though it is a free digital account, fees are still charged for some financial operations, such as withdrawals from the Banco24Horas network, deposits and interbank transfers.

In summary, the Top digital account is able to offer more convenience for you to carry out your financial operations and allows you to have everything in the palm of your hand.

Therefore, if you liked this digital account and would like to request one for yourself, check out in the post below how the Top digital account opening process works!